605 Fairwinds Ct, Forest, VA 24551 Property Records

Bedford County property record for 605 Fairwinds Ct, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 1988
Owner	Individual Name on Record
Last Sale	$224,500 (Jun 2019)
Tax Bill	$1,055 (2023)
Deeds & Mortgages	Jul 2017 Mortgage Sep 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`98A 3 2`

Property Details

APN / Parcel Number

Primary APN	`98A 3 2`
Alternative APNs	`9806002` `518751`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,820 sqft Living Area
Gross Area	2,106 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	45 sqft
Deck Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	518751
Street Address	605 FAIRWINDS CT
City	FOREST
State	VA
Zip	24551-1065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWINDS TR 2 PHASE 1LT 2
Legal Subdivision	FAIRWINDS
Legal Phase	1
Legal Tract	2
Legal Lot Number	2
Jurisdiction	BEDFORD VA
Township / Civil Division	4
Census Block Group	1
Census Block	1003
Census Tract	30103

Owner

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	605 FAIRWINDS CT, FOREST, VA 24551-1065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Sep 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MOVEMENT MORTGAGE LLC
Jun 18, 2019	Warranty Deed, Transfer · Conventional Mortgage CARTER BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2019 · Amount on Record
Deed Sale	Jun 18, 2019 · Amount on Record
Prior Sale	Sep 16, 2014 · Amount on Record
Deed Document Number	190005397
Record Updated	Jun 7, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	605 FAIRWINDS CT, FOREST, VA 24551-1065
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170006779
Date	Jul 26, 2017
Instrument	170006779

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.13%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	605 FAIRWINDS CT, FOREST, VA 24551-1065
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	ABSOLUTE TITLE AND SETTLEMENT LLC, ABSOLUTE TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200010079
Date	Sep 1, 2020
Instrument	200010079

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jun 18, 2019
Property Address	605 FAIRWINDS CT, FOREST, VA 24551-1065
Document Number	0190005397
Instrument Date	Jun 13, 2019
Instrument	190005397
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ABSOLUTE TITLE AND SETTLEMENT LLC, ABSOLUTE TITLE & SETTLEMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190005398
Date	Jun 18, 2019
Instrument	190005398

Lender

Name	CARTER BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,055.00 Additional exemption filed	$128,700	$257,400 Land $48,000 Building $209,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Glo Fiber Cable · Fiber in parts of the area	1,200 / 50

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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