605 Evergreen St, Ashland, OH 44805 Property Records

Ashland County property record for 605 Evergreen St, Ashland, OH 44805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,276 sqft · built 1914
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Apr 2026)
Tax Bill	$952 (2025)
Deeds & Mortgages	Jun 2007 Line of Credit Apr 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`P43-044-0-0070-00`

Property Details

APN / Parcel Number

Primary APN	`P43-044-0-0070-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,276 sqft Living Area
1st Floor Area	1,376 sqft
Upper Floors Area	588 sqft
Basement Area	688 sqft
Unfinished Basement	688 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	605 EVERGREEN ST
City	ASHLAND
State	OH
Zip	44805-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	605 EVERGREEN ST R=44 LOT 1019
Legal Lot Number	1019
Jurisdiction	ASHLAND OH
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1000
Census Tract	970600

Owner

605 Evergreen St is owned and occupied by two individuals who bought it in April 2026.

Source: Ashland County records, as of May 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	605 EVERGREEN ST, ASHLAND, OH 44805-2023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2007	Deed of Trust, Mortgage · Line of Credit FIRSTMERIT BANK NA
Apr 21, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Apr 21, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Dec 20, 2023	Warranty Deed, Transfer · Conventional Mortgage MECHANICS BANK
Jul 18, 2023	Limited Warranty Deed, Transfer ALLODIAL TITLE, ALLODIAL TITLE LLC
Nov 22, 2005	Warranty Deed, Transfer FIRSTMERIT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2026 · Amount on File
Deed Sale	Apr 21, 2026 · Amount on File
Prior Sale	Dec 20, 2023 · Amount on File
Deed Document Number	20262033
Deed Book / Page	1003 / 4941
Record Updated	Oct 29, 2026

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND OH
Property Address	605 EVERGREEN ST, ASHLAND, OH 44805-2023
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000552/331
Date	Jun 5, 2007
Book Page	552/331
Instrument	200700003922

Lender

Name	FIRSTMERIT BANK NA
Type	Bank
Address	ASHLAND, OH 44805

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHLAND OH
Recording Date	Apr 21, 2026
Property Address	605 EVERGREEN ST, ASHLAND, OH 44805-2023
Document Number	0000002033
Book / Page	1003 / 4941
Instrument Date	Apr 17, 2026
Instrument	2026.2033
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	CASTLE REAL ESTATE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64,640.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	605 EVERGREEN ST, ASHLAND, OH 44805-2023

Mortgage

Document Number	0000002034,
Date	Apr 21, 2026
Instrument	2026..2034

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHLAND OH
Recording Date	Apr 21, 2026
Property Address	605 EVERGREEN ST, ASHLAND, OH 44805-2023
Document Number	01003/4941
Book / Page	1003 / 4941
Instrument Date	Apr 17, 2026
Instrument	20262033
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	REAL ESTATE TITLE, CASTLE REAL ESTATE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64,640.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	605 EVERGREEN ST, ASHLAND, OH 44805-2023

Mortgage

Document Number	0000002034,
Date	Apr 21, 2026
Instrument	20262034

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHLAND OH
Recording Date	Dec 20, 2023
Property Address	605 EVERGREEN ST, ASHLAND, OH 44805-2023
Document Number	00989/1869
Book / Page	989 / 1869
Instrument Date	Dec 20, 2023
Instrument	202300005949
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	NOT AVAILABLE, CASTLE REAL ESTATE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 EVERGREEN ST, ASHLAND, OH 44805-2023

Mortgage

Document Number	202300005950
Date	Dec 20, 2023
Instrument	202300005950

Lender

Name	MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	243 Months
Due	Mar 16, 2044

July 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	ASHLAND OH
Recording Date	Jul 18, 2023
Property Address	605 EVERGREEN ST, ASHLAND, OH 44805-2023
Document Number	00986/5597
Book / Page	986 / 5597
Instrument Date	Jul 14, 2023
Instrument	202300003232
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	ALLODIAL TITLE, ALLODIAL TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1188 COUNTY ROAD 1475, ASHLAND, OH 44805-9745

November 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHLAND OH
Recording Date	Nov 22, 2005
Property Address	605 EVERGREEN ST, ASHLAND, OH 44805-2023
Document Number	000484/525
Book / Page	484 / 525
Instrument Date	Nov 19, 2005
Instrument	200500010443
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	FIRST MERIT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1721 MOON LAKE BLVD, HOFFMAN ESTATES, IL 60169-1069
Mail Care Of	FIRST AMERICAN REAL ESTATE TAX SERVICES

Mortgage

Document Number	000484/526
Date	Nov 22, 2005
Book Page	484/526
Instrument	200500010444

Lender

Name	FIRSTMERIT MORTGAGE CORP
Type	Mortgage Company
Address	CANTON, OH 44708

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 605 Evergreen St was $952.

Source: Ashland County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashland County
Municipality	Ashland City
Unified School District	Ashland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$952.00	$26,840 Land $4,800 Building $22,040
2023	$952.00 (+103.85%)	$26,840 (+40.01%) Land $4,800 Building $22,040	$76,680 Land $13,710 Building $62,970
2022	$467.00	$19,170 Land $3,430 Building $15,740
2020			$54,770 Land $9,790 Building $44,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 605 Evergreen St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1997–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Evergreen St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND CITY serves 20,648 people · EPA ID OH0300112
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Armstrong Cable · Fiber in parts of the area	1,000 / 20

May also be available: Spectrum, Verizon.

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