605 Emerson St, Upland, CA 91784 Property Records

San Bernardino County property record for 605 Emerson St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	7 bd · 4.5 ba · 4,302 sqft · built 1962
Lot Size	0.429 acres (18,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Sep 2016)
Tax Bill	$10,130 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Sep 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1043-262-08-0000`

Property Details

APN / Parcel Number

Primary APN	`1043-262-08-0000`

Interior

Bedrooms	7 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	1 Story
Building Area	4,302 sqft Living Area
Gross Area	5,513 sqft
1st Floor Area	4,302 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1985
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	18,700 sqft (0.429 acres)
Lot Dimensions	187 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio/Porch
Porch Area	24 sqft
Patio Area	24 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	605 EMERSON ST
City	UPLAND
State	CA
Zip	91784-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	C P LYNDALLS SUB LOT 13
Legal Subdivision	C P LYNDALLS SUBDIVISION
Legal Block	1
Legal Lot Number	13
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1006
Census Tract	814

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	605 EMERSON ST, UPLAND, CA 91784-1330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 6, 2022	Intrafamily Transfer, Transfer
Dec 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2016 · Amount on Record
Deed Sale	Sep 7, 2016 · Amount on Record
Deed Document Number	2016367660
Prior Transfer Date	Mar 27, 2008
Prior Transfer Doc	0000205777
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	605 EMERSON ST, UPLAND, CA 91784-1330
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 EMERSON ST, UPLAND, CA 91784-1330

Mortgage

Document Number	0000328157
Date	Jul 21, 2021
Instrument	2021-0328157

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 6, 2022
Property Address	605 EMERSON ST, UPLAND, CA 91784-1330
Document Number	0000302495
Instrument Date	Aug 8, 2022
Instrument	2022-0302495
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	605 EMERSON ST, UPLAND, CA 91784-1330

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	605 EMERSON ST, UPLAND, CA 91784-1330
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000516283
Date	Dec 6, 2017
Instrument	2017-0516283

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2032

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	605 EMERSON ST, UPLAND, CA 91784-1330
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 EMERSON ST, UPLAND, CA 91784-1330

Mortgage

Document Number	0000519769
Date	Dec 21, 2020
Instrument	2020-0519769

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$943,286 (+2%) Land $213,083 Building $730,203
2025	$10,130.00 (+4.83%)	$924,790 (+4.04%) Land $208,905 Building $715,885
2023	$9,663.00 (+2.18%)	$888,879 Land $200,793 Building $688,086
2022	$9,457.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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