605 Elm St, Lathrop, MO 64465 Property Records

Clinton County property record for 605 Elm St, Lathrop, MO 64465

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,448 sqft · built 2003
Lot Size0.357 acres (15,551 sqft)
Owner2 Individual Names on Record
Tax Bill$2,829 (2025)
Deeds & MortgagesMay 2026 Mortgage
Dec 2025 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN10 07.1 25 003 019 001.004

Property Details

APN / Parcel Number

Primary APN10 07.1 25 003 019 001.004

Interior

Full Baths2 Baths
Units102 Units
Stories1 Story
Building Area1,448 sqft Living Area
Basement Area1,448 sqft
Finished Basement1,448 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area15,551 sqft (0.357 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area224 sqft
Patio Area200 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address605 ELM ST
CityLATHROP
StateMO
Zip64465-9743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLK 45 PLAINVIEW CORNERS
Legal Range31W
Legal Township55N
Legal Section25
Legal SubdivisionPLAINVIEW CORNERS
Legal Block45
Legal Lot Number4
JurisdictionCLINTON MO
Township / Civil DivisionLATHROP
Census Block Group1
Census Block1038
Census Tract960201

Owner

Source: Clinton County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address605 ELM ST, LATHROP, MO 64465-9743
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL/OMAHA MORTGAGE LLC
Dec 22, 2025Quit Claim Deed, Transfer
Quitclaim
Nov 3, 2025Quit Claim Deed, Transfer
Quitclaim
Jan 10, 2025Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2025
Deed SaleDec 22, 2025
Prior SaleNov 3, 2025
Deed Document Number20253574
Prior Transfer DateNov 14, 2025
Prior Transfer Doc0202503574
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON MO
Recording DateMay 15, 2026
Property Address605 ELM ST, LATHROP, MO 64465-9743
Document Number0000001384
Instrument DateApr 23, 2026
Instrument20261384
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 ELM ST, LATHROP, MO 64465-9743

Mortgage

Document Number0000001384,
DateMay 15, 2026
Instrument20261384
Lender
NameMUTUAL/OMAHA MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLINTON MO
Recording DateDec 22, 2025
Property Address605 ELM ST, LATHROP, MO 64465-9743
Document Number0202503574
Instrument DateNov 14, 2025
Instrument202503574
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 ELM ST, LATHROP, MO 64465-9743

November 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLINTON MO
Recording DateNov 3, 2025
Property Address605 ELM ST, LATHROP, MO 64465-9743
Document Number0202503103
Instrument DateOct 20, 2025
Instrument202503103
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8127 NE 98TH TER, KANSAS CITY, MO 64157-7840

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 ELM ST, LATHROP, MO 64465-9743

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLINTON MO
Recording DateJan 10, 2025
Property Address605 ELM ST, LATHROP, MO 64465-9743
Document Number0202500084
Instrument DateJan 2, 2025
Instrument202500084
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyCAMERON TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 ELM ST, LATHROP, MO 64465-9743

Mortgage

Document Number0202500085
DateJan 10, 2025
Instrument202500085
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2055

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of February 12, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClinton County
MunicipalityLathrop City
Unified School DistrictLathrop R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,829.00 (+0.04%)$35,002 (+12%) Land $6,601 Building $28,401$184,220 (+12%) Land $34,740 Building $149,480
2024$2,828.00 (+9.32%)$31,252 (-) Land $5,894 Building $25,358
2023$2,587.00 (+9.67%)$31,252 (+7.96%) Land $5,894 Building $25,358$164,483 (+7.96%) Land $31,020 Building $133,463
2022$2,359.00$28,947 Land $5,894 Building $23,053
2021$152,350 Land $31,020 Building $121,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLATHROP PWS
serves 2,945 people · EPA ID MO1010453
Water SourcePurchased surface water from KANSAS CITY PWS
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Grand River Mutual Telephone
Fiber
1,000 / 1,000

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