605 Elm St, Atlantic, IA 50022 Property Records

Cass County property record for 605 Elm St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,167 sqft · built 1917
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$46,000 (Aug 2012)
Tax Bill	$1,316 (2026)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`303005832001000`

Property Details

APN / Parcel Number

Primary APN	`303005832001000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,167 sqft Living Area
1st Floor Area	1,167 sqft
Attic	Attic
Attic Area	292 sqft
Basement Area	1,167 sqft
Unfinished Basement	1,167 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Porch	Slab
Porch Area	185 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	605 ELM ST
City	ATLANTIC
State	IA
Zip	50022-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6-7 BLK 46
Legal Subdivision	ORIGINAL TOWN - ATLANTIC
Legal Block	46
Legal Lot Number	6,7
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2146
Census Tract	190500

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	605 ELM ST, ATLANTIC, IA 50022-1549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOAN INC
Aug 7, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2012 · Amount on Record
Deed Sale	Aug 17, 2012 · Amount on Record
Deed Document Number	20121689
Deed Book / Page	2012 / 1689
Last Transfer Date	Aug 6, 2018
Transfer Doc	2018/1475
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	605 ELM ST, ATLANTIC, IA 50022-1549
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001491
Date	Aug 10, 2018
Book Page	0000002018/0000001491

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS IA
Recording Date	Aug 7, 2018
Property Address	605 ELM ST, ATLANTIC, IA 50022-1549
Document Number	2018/1475
Book / Page	2018 / 1475
Instrument Date	Aug 6, 2018
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 ELM ST, ATLANTIC, IA 50022-1549

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,316.00 Homeowner's exemption	$87,430 (-) Land $5,350 Building $82,080	$87,430 (-) Land $5,350 Building $82,080
2025	$1,316.00 (+22.53%) Homeowner's exemption	$87,430 (+24.99%) Land $5,350 Building $82,080	$87,430 (+24.99%) Land $5,350 Building $82,080
2024	$1,074.00 (-7.25%)
2023		$69,950 Land $5,350 Building $64,600	$69,950 Land $5,350 Building $64,600
2022	$1,158.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1993–2015)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes And Flooding, Jun 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Western Iowa Wireless.

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