605 Earl Godwin Rd, Freeport, FL 32439 Property Records

Walton County property record for 605 Earl Godwin Rd, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,618 sqft · built 2019
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on File
Last Sale	$337,900 (Aug 2026)
Tax Bill	$2,093 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23200-000-0230`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23200-000-0230`
Alternative APN	`18-119-23200-000-0230`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,618 sqft Living Area
Gross Area	2,250 sqft
1st Floor Area	1,618 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	120 ft deep x 43 ft wide
Garage Type	Attached
Garage Area	407 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	605 EARL GODWIN RD
City	FREEPORT
State	FL
Zip	32439-2797
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 23 CRESCENT MILL AT HAMMOCK BAY PB 21-16 FKA HORSESHOE BEND AT HAMMOCK BAY PB 18-19 OR 2893-1519 OR 3088-2898 OR 3113-3090 OR 3229-3785
Legal Range	019
Legal Township	01S
Legal Section	18
Legal Subdivision	HAMMOCK BAY
Legal Block	2
Legal Lot Number	23
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2065
Census Tract	950502

Owner

605 Earl Godwin Rd is owned and occupied by two individuals who bought it in August 2026.

Source: Walton County records, as of September 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	605 EARL GODWIN RD, FREEPORT, FL 32439-2797
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Feb 23, 2021	Deed of Trust, Mortgage · VA Mortgage BANK OF ENGLAND
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 15, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 2, 2019	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on File
Deed Sale	Aug 18, 2026 · Amount on File
Prior Sale	Aug 2, 2019 · Amount on File
Deed Document Number	202634123
Deed Book / Page	3409 / 3536
Prior Transfer Date	Oct 20, 2021
Prior Transfer Doc	0032293785
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 18, 2026
Property Address	605 EARL GODWIN RD, FREEPORT, FL 32439-2797
Document Number	0000034123
Book / Page	3409 / 3536
Instrument Date	Aug 17, 2026
Instrument	202634123
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238,895.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 EARL GODWIN RD, FREEPORT, FL 32439-2797

Mortgage

Document Number	0000034124,
Date	Aug 18, 2026
Instrument	202634124

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	605 EARL GODWIN RD, FREEPORT, FL 32439-2797
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 EARL GODWIN RD, FREEPORT, FL 32439-2797

Mortgage

Document Number	0031841369
Date	Feb 23, 2021
Book Page	3184/1369
Instrument	20210008388

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	605 EARL GODWIN RD, FREEPORT, FL 32439-2797
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 EARL GODWIN RD, FREEPORT, FL 32439-2797

Mortgage

Document Number	0032351195
Date	Jan 20, 2022
Book Page	3235/1195
Instrument	20220002774

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Dec 15, 2021
Property Address	605 EARL GODWIN RD, FREEPORT, FL 32439-2797
Document Number	0032293785
Book / Page	3229 / 3785
Map Reference	MB 21 PG 16
Instrument Date	Oct 20, 2021
Instrument	20210061887
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 EARL GODWIN RD, FREEPORT, FL 32439-2797

August 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 2, 2019
Property Address	605 EARL GODWIN RD, FREEPORT, FL 32439-2797
Document Number	0031133090
Book / Page	3113 / 3090
Map Reference	MB 21 PG 16
Instrument Date	Jul 31, 2019
Instrument	20190026290
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,497.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2450 S HIGHWAY 291, 2450, CANTONMENT, FL 32533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 EARL GODWIN RD, FREEPORT, FL 32439-2797

Mortgage

Document Number	0031133092
Date	Aug 2, 2019
Instrument	3113/3092

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 605 Earl Godwin Rd was $2,093 with a homeowner's exemption, down 0.8% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,093.00 (-0.76%) Homeowner's exemption	$203,033	$281,776 Land $45,000 Building $236,776
2024	$2,109.00 (+3.99%)
2023	$2,028.00 (+5.52%) Homeowner's exemption	$321,237 (+18.15%) Land $32,457 Building $288,780	$321,237 (+18.15%) Land $32,457 Building $288,780
2022	$1,922.00 Homeowner's exemption	$271,881 Land $36,027 Building $235,854	$271,881 Land $36,027 Building $235,854

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 Earl Godwin Rd in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Earl Godwin Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

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