Walton County property record for 605 E Shipwreck Rd, Santa Rosa Beach, FL 32459
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,144 sqft · built 2005 |
| Lot Size | 0.573 acres (24,960 sqft) |
| Owner | Individual Name on File |
| Last Sale | $675,000 (Nov 2024) |
| Tax Bill | $4,073 (2024) |
| Deeds & Mortgages | Nov 2024 Sale & Mortgage Nov 2024 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 13-2S-21-42100-000-0040 |
| Primary APN | 13-2S-21-42100-000-0040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,144 sqft Living Area |
| Gross Area | 2,983 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,960 sqft (0.573 acres) |
| Lot Dimensions | 25 ft deep x 10 ft wide |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Porch | Porch |
| Porch Area | 398 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1018983 |
|---|---|
| Street Address | 605 E SHIPWRECK RD |
| City | SANTA ROSA BEACH |
| State | FL |
| Zip | 32459-3016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 1ST ADD TO DRIFTWOOD EST PB 16-33 OR 2736-4286 OR 3154-4750 OR 3188-3871 OR 3340-3621 |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 13 |
| Legal Subdivision | ADD TO DRIFTWOOD EST S/D |
| Legal Lot Number | 4,1S |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 950607 |
605 E Shipwreck Rd is owned and occupied by an individual who bought it in November 2024.
Source: Walton County records, as of January 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 605 E SHIPWRECK RD, SANTA ROSA BEACH, FL 32459-3016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2024 | Warranty Deed, Transfer · Conventional Mortgage VALLEY BANK |
| Nov 4, 2024 | Warranty Deed, Transfer EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC |
| Mar 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2024 · Amount on File |
| Deed Sale | Nov 4, 2024 · Amount on File |
| Prior Sale | Mar 22, 2021 · Amount on File |
| Deed Document Number | 0033403621 |
| Deed Book / Page | 3340 / 3621 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Nov 4, 2024 |
| Property Address | 605 E SHIPWRECK RD, SANTA ROSA BEACH, FL 32459-3016 |
| Document Number | 0033403621 |
| Book / Page | 3340 / 3621 |
| Map Reference | MB 5 PG 28 |
| Instrument Date | Nov 4, 2024 |
| Instrument | 20240038396 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2024 |
| Title Company | EMERALD COAST TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6340 PAXTON WOODS DR, LOVELAND, OH 45140-6766 |
| Name | Verified Name |
|---|---|
| Address | 202 SANDHILL PINES DR, SANTA ROSA BEACH, FL 32459-2642 |
| Document Number | 20240038397 |
|---|---|
| Date | Nov 4, 2024 |
| Instrument | 20240038397 |
| Name | VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Nov 4, 2024 |
| Property Address | 605 E SHIPWRECK RD, SANTA ROSA BEACH, FL 32459-3016 |
| Document Number | 0033403621 |
| Book / Page | 3340 / 3621 |
| Map Reference | MB 5 PG 33&33A |
| Instrument Date | Oct 31, 2024 |
| Instrument | 20240038396 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2026 |
| Title Company | EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $4,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6340 PAXTON WOODS DR, LOVELAND, OH 45140-6766 |
| Name | Verified Name |
|---|---|
| Address | 202 SANDHILL PINES DR, SANTA ROSA BEACH, FL 32459-2642 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Mar 22, 2021 |
| Property Address | 605 E SHIPWRECK RD, SANTA ROSA BEACH, FL 32459-3016 |
| Document Number | 0031883871 |
| Book / Page | 3188 / 3871 |
| Map Reference | MB 16 PG 33&33A |
| Instrument Date | Mar 18, 2021 |
| Instrument | 20210013536 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 73 WHITE BRIDGE PIKE # PIKE103, 73, NASHVILLE, TN 37205-1444 |
| Name | Verified Name |
|---|---|
| Address | 31 BEACON POINT DR, SANTA ROSA BEACH, FL 32459-2600 |
| Document Number | 0031883873 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 3188/3873 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $541,919 Land $165,000 Building $376,919 | $541,919 Land $165,000 Building $376,919 | |
| 2024 | $4,073.00 (-1.16%) | ||
| 2023 | $4,121.00 (+7.04%) | $453,584 (+9.17%) Land $61,411 Building $392,173 | $453,584 (+9.17%) Land $61,411 Building $392,173 |
| 2022 | $3,850.00 | $415,486 Land $68,167 Building $347,319 | $415,486 Land $68,167 Building $347,319 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 605 E Shipwreck Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 417 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 417 in force |
| Nearby Flood Claims | 6 (2004–2020) |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 605 E Shipwreck Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures