605 E Pointe Ct SW, Vero Beach, FL 32962 Property Records

Indian River County property record for 605 E Pointe Ct SW, Vero Beach, FL 32962

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,783 sqft · built 1996
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Apr 2025)
Tax Bill	$4,962 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-39-24-00021-0000-00022.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-24-00021-0000-00022.0`
Alternative APN	`85911`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,783 sqft Living Area
Gross Area	2,203 sqft
1st Floor Area	1,783 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	121 ft deep x 31.7 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	720 sqft
Porch	Porch
Porch Area	229 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	605 E POINTE CT SW
City	VERO BEACH
State	FL
Zip	32962-5598
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-6
Legal Description	PRESERVATION POINTES PHASE II LOT 22 PBI 14-41
Legal Range	39E
Legal Township	33S
Legal Section	24
Legal Subdivision	PRESERVATION POINTES PHASE II
Legal Phase	2
Legal Lot Number	22
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3013
Census Tract	50603

Owner

605 E Pointe Ct SW is owned and occupied by two individuals who bought it in April 2025.

Source: Indian River County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	605 E POINTE CT SW, VERO BEACH, FL 32962-5598
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage UI EMPLOYEES FEDERAL CREDIT UNION
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLANET HM LNDG
Mar 30, 2017	Warranty Deed, Transfer · Conventional Mortgage SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2025 · Amount on File
Deed Sale	Apr 3, 2025 · Amount on File
Prior Sale	Mar 30, 2017 · Amount on File
Deed Document Number	202516587
Deed Book / Page	3766 / 567
Prior Transfer Date	Mar 17, 2008
Prior Transfer Doc	0022592293
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Recording Date	May 18, 2026
Property Address	605 E POINTE CT SW, VERO BEACH, FL 32962-5598
Document Number	0000023705
Book / Page	3861 / 235
Instrument Date	May 8, 2026
Instrument	202623705
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 E POINTE CT SW, VERO BEACH, FL 32962-5598

Mortgage

Document Number	0000023705,
Date	May 18, 2026
Book Page	3861/235
Instrument	202623705

Lender

Name	UI EMPLOYEES FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	605 E POINTE CT SW, VERO BEACH, FL 32962-5598
Document Number	0033780969
Instrument Date	Jan 11, 2021
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 E POINTE CT SW VERO BEACH FL 329625598, VERO BEACH, FL 32962-5598

Mortgage

Document Number	0033780969
Date	Jan 15, 2021
Book Page	003378/000969
Instrument	3260

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 14, 2036

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 30, 2017
Property Address	605 E POINTE CT SW, VERO BEACH, FL 32962-5598
Document Number	0030110922
Book / Page	3011 / 0922
Map Reference	MB14 PG41&41A
Instrument Date	Mar 25, 2017
Instrument	3120170016527
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	ATLANTIC COASTAL LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 E POINTE CT SW, 605, VERO BEACH, FL 32962-5598

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 39TH AVE, VERO BEACH, FL 32960-2789

Mortgage

Document Number	30110926
Date	Mar 30, 2017
Instrument	3011/0926

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 605 E Pointe Ct SW was $4,962.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,962.00	$327,620 Land $34,000 Building $293,620	$327,620 Land $34,000 Building $293,620
2023	$4,067.00 (+12.53%)	$298,377 (+18.97%) Land $34,000 Building $264,377	$298,377 (+18.97%) Land $34,000 Building $264,377
2022	$3,614.00	$250,791 Land $25,500 Building $225,291	$250,791 Land $25,500 Building $225,291

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 E Pointe Ct SW in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	5 (1981–2004)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 E Pointe Ct SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

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