605 E Oregon St, Urbana, IL 61801 Property Records

Champaign County property record for 605 E Oregon St, Urbana, IL 61801

Property Summary

Property TypeSingle Family Home
Details1 ba · 855 sqft · built 1941
Lot Size0.13 acres (5,664 sqft)
OwnerIndividual Name on Record
Last Sale$148,000 (Apr 2023)
Tax Bill$2,464 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN92-21-17-287-002

Property Details

APN / Parcel Number

Primary APN92-21-17-287-002

Interior

Full Baths1 Bath
Stories1 Story
Building Area855 sqft Building Perimeter
1st Floor Area855 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Exterior MaterialStucco
Foundation TypeConcrete
Roof MaterialOther
Lot Area5,664 sqft (0.13 acres)
Lot Dimensions96 ft deep x 59 ft wide
Garage TypeDetached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Patio Area272 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address605 E OREGON ST
CityURBANA
StateIL
Zip61801-4314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 EALEY PLACE SUB
Legal Range09E
Legal Township19N
Legal Section17
Legal SubdivisionEALEY PLACE SUB
Legal Lot Number2
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group4
Census Block4026
Census Tract5500

Owner

Source: Champaign County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address605 E OREGON ST, URBANA, IL 61801-4314
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2023Warranty Deed, Transfer · FHA Mortgage
FLAT BRANCH HOME LOANS INC
Aug 20, 2019Warranty Deed, Transfer · Conventional Mortgage
ILLINOIS NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 2023 · Amount on Record
Deed SaleApr 10, 2023 · Amount on Record
Prior SaleAug 20, 2019 · Amount on Record
Deed Document Number20234305
Record UpdatedOct 29, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateApr 10, 2023
Property Address605 E OREGON ST, URBANA, IL 61801-4314
Document Number0000004305
Map ReferencePL D PG 275
Instrument DateApr 6, 2023
Instrument2023R04305
Transaction TypeTransfer
Record UpdatedAug 22, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$148.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 E OREGON ST, URBANA, IL 61801-4314

Mortgage

Document Number0000004306
DateApr 10, 2023
Instrument2023R04306
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053
Interest
Rate TypeFixed Rate
Rate6.75%

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateAug 20, 2019
Property Address605 E OREGON ST, URBANA, IL 61801-4314
Document Number0000013413
Map ReferenceMB D PG 275
Instrument DateAug 16, 2019
Instrument2019R13413
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$140.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 E OREGON ST, URBANA, IL 61801-4314

Mortgage

Document Number0000013414
DateAug 20, 2019
Instrument2019R13414
Lender
NameILLINOIS NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,464.00 (+5.21%)$30,370 (+25.86%) Land $14,060 Building $16,310$91,110 (+25.86%) Land $42,180 Building $48,930
2024$2,342.00 (+19.37%)
2022$1,962.00 Homeowner's exemption$24,130 Land $11,170 Building $12,960$72,390 Land $33,510 Building $38,880

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media, T-Mobile, Volo.net Internet+Tech.

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