Monroe County property record for 605 E Main St, Sparta, WI 54656
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.157 acres (6,882 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,500 (Oct 2021) |
| Tax Bill | $2,138 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-01789-0000 |
| Primary APN | 281-01789-0000 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,882 sqft (0.157 acres) |
|---|
| Street Address | 605 E MAIN ST |
|---|---|
| City | SPARTA |
| State | WI |
| Zip | 54656-1928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 OF 29CSM011 #684409; BEING LOT 12 & VAC ALLEY, J. L. MATHER ADD, EXC E 4' THEREOF; DRIVEWAY ACCESS EASE AGMT IN #683791 |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE WI |
| Township / Civil Division | SPARTA |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 950400 |
Source: Monroe County records · APN 281-01789-0000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 605 E MAIN ST, SPARTA, WI 54656-1928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage LAND HOME FINANCIAL SVCS INC |
| Jul 28, 2020 | Deed of Trust, Mortgage · ARM ROYAL CU |
| Oct 24, 2019 | Warranty Deed, Transfer · Conventional Mortgage ROYAL CU |
| Oct 24, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 22, 2021 · Amount on Record |
| Deed Sale | Oct 22, 2021 · Amount on Record |
| Prior Sale | Oct 24, 2019 |
| Deed Document Number | 703719 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE WI |
| Recording Date | Oct 22, 2021 |
| Property Address | 605 E MAIN ST, SPARTA, WI 54656-1928 |
| Document Number | 703719 |
| Map Reference | MB29 PG11 DOC684409 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 703719 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2021 |
| Title Company | MONROE CMNTY TITLE, MONROE COUNTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $316.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 703720 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 703720 |
| Name | LAND HOME FINANCIAL SVCS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE WI |
| Property Address | 605 E MAIN ST, SPARTA, WI 54656-1928 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Name | Verified Name |
|---|
| Document Number | 690426 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 690426 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE WI |
| Recording Date | Oct 24, 2019 |
| Property Address | 605 E MAIN ST, SPARTA, WI 54656-1928 |
| Document Number | 0000683792 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 683792 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0000683793 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 683793 |
| Name | ROYAL CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE WI |
| Recording Date | Oct 24, 2019 |
| Property Address | 605 E MAIN ST, SPARTA, WI 54656-1928 |
| Document Number | 0000683794 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 683794 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
Source: Monroe County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Monroe County |
| Municipality | Sparta City |
| Unified School District | Sparta Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,138.00 (+23.8%) | $138,000 (+23.43%) Land $12,400 Building $125,600 | $137,900 (+25.25%) |
| 2023 | $1,727.00 | $111,800 Land $8,900 Building $102,900 | $110,100 |
Source: FEMA National Flood Hazard Layer as of December 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Lemonweir Valley Telephone Company, Verizon.
Based on FCC filings for 144 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPARTA WATERWORKS serves 10,025 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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