605 E Main St, Honey Grove, TX 75446 Property Records

Fannin County property record for 605 E Main St, Honey Grove, TX 75446

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,596 sqft · built 1907
Lot Size	0.248 acres (10,825 sqft)
Owner	Individual Name on Record
Tax Bill	$5,717 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9850-064-3190-10`

Property Details

APN / Parcel Number

Primary APN	`9850-064-3190-10`
Alternative APN	`95129`

Interior

Full Baths	3 Baths
Building Area	2,596 sqft Living Area
1st Floor Area	1,221 sqft
2nd Floor Area	1,018 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 1907
Exterior Material	Wood
Construction Type	Wood Frame
Lot Area	10,825 sqft (0.248 acres)
Lot Dimensions	132 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	704 sqft
Porch	Porch
Porch Area	352 sqft
Patio Area	966 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	9850-064-3190-10
Old Parcel Number	95129
Street Address	605 E MAIN ST
City	HONEY GROVE
State	TX
Zip	75446-1229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF HONEY GROVE ADDN, BLOCK 64, LOT 319, ACRES .2485
Legal Subdivision	CITY OF HONEY GROVE ADD
Legal Block	64
Legal Lot Number	319
Jurisdiction	FANNIN TX
Township / Civil Division	HONEY GROVE
Census Block Group	2
Census Block	2067
Census Tract	950100

Owner

Source: Fannin County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	605 E MAIN ST, HONEY GROVE, TX 75446-1229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 24, 2019	Vendor's Lien, Transfer · ARM FIRST FEDERAL COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2022
Deed Sale	Aug 29, 2022
Prior Sale	Jun 24, 2019
Deed Document Number	2022006820
Record Updated	Jun 8, 2026

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Aug 29, 2022
Property Address	605 E MAIN ST, HONEY GROVE, TX 75446-1229
Document Number	2022006820
Map Reference	VOL H PG 198
Instrument Date	Aug 24, 2022
Instrument	2022006820
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 N BLAINE AVE, 405, CHANDLER, OK 74834-1206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 E MAIN ST, HONEY GROVE, TX 75446-1229

Mortgage

Document Number	2022006821
Date	Aug 29, 2022
Instrument	2022006821

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Jun 24, 2019
Property Address	605 E MAIN ST, HONEY GROVE, TX 75446-1229
Document Number	2143/0212
Book / Page	2143 / 0212
Map Reference	VOL H PG 198
Instrument Date	Jun 20, 2019
Instrument	2019-3679
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 12TH ST, 120, HONEY GROVE, TX 75446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 134, HONEY GROVE, TX 75446-0134

Mortgage

Document Number	20193680
Date	Jun 24, 2019
Instrument	2019-3680

Lender

Name	FIRST FEDERAL COMMUNITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Jul 1, 2024
Change Frequency	5 Years
Min Rate At Change	4.75%
Max Rate At Change	10.7%
Index	5-Year CMT
Max Rate	2%

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Municipality	Honey Grove City
Unified School District	Honey Grove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$313,390 (+4.09%) Land $22,520 Building $290,870	$313,390 (+4.09%) Land $22,520 Building $290,870
2024	$5,717.00 (+141.63%)
2023		$301,080 Land $24,680 Building $276,400	$301,080 Land $24,680 Building $276,400
2018	$2,366.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HONEY GROVE serves 2,192 people · EPA ID TX0740003
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fixed Wireless	400 / 50

May also be available: AT&T, Nextlink, Verizon, Zulu Internet.

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