605 E Main St, Gatesville, TX 76528 Property Records

Coryell County property record for 605 E Main St, Gatesville, TX 76528

Property Summary

Property Type	Commercial
Details	5,550 sqft · built 1940
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Tax Bill	$2,289 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0-95-24-0000`

Property Details

APN / Parcel Number

Primary APN	`0-95-24-0000`
Alternative APN	`113768`

Interior

Stories	1 Story
Building Area	5,550 sqft Gross Area
1st Floor Area	5,550 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	9,000 sqft (0.207 acres)
Canopy	375 sqft
Storage Building	2,100 sqft

Location & Zoning

Street Address	605 E MAIN ST
City	GATESVILLE
State	TX
Zip	76528
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ORIGINAL TOWN GATESVILLE, BLOCK 2, LOT 5 & W 1/2 LOT 6, ACRES .207
Legal Subdivision	ORIGINAL TOWN GATESVILLE
Legal Block	2
Legal Lot Number	5,6
Jurisdiction	CORYELL TX
Township / Civil Division	GATESVILLE
Census Block Group	1
Census Block	1035
Census Tract	10300

Owner

Source: Coryell County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2305 HAY VALLEY RD, GATESVILLE, TX 76528-4883
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Mar 20, 2026	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF CENTRAL TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2022
Deed Sale	Jan 27, 2022
Deed Document Number	2022348242
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Recording Date	Jun 15, 2026
Property Address	605 E MAIN ST, GATESVILLE, TX 76528
Document Number	0000394328
Instrument Date	Jun 10, 2026
Instrument	2026394328
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 HAY VALLEY RD, GATESVILLE, TX 76528-4883

Mortgage

Document Number	0000394328,
Date	Jun 15, 2026
Instrument	2026394328

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Property Address	605 E MAIN ST, GATESVILLE, TX 76528
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 HAY VALLEY RD, GATESVILLE, TX 76528-4883

Mortgage

Document Number	0000391574
Date	Mar 20, 2026
Instrument	391574

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank
Address	1835 N VALLEY MILLS DR, WACO, TX 76710

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Coryell County
Municipality	Gatesville City
Unified School District	Gatesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,289.00 (-56.06%)	$118,110 (-55.9%) Land $36,000 Building $82,110	$118,110 (-55.9%) Land $36,000 Building $82,110
2024	$5,209.00 (+5.77%)
2023	$4,925.00 (+0.84%) Homeowner's exemption	$267,838 Land $36,000 Building $231,838	$267,838 Land $36,000 Building $231,838
2022	$4,884.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GATESVILLE serves 16,135 people · EPA ID TX0500002
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

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