605 E Lowe Ave, Fairfield, IA 52556 Property Records

Jefferson County property record for 605 E Lowe Ave, Fairfield, IA 52556

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,024 sqft · built 1962
Lot Size	0.219 acres (9,520 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,250 (Nov 2021)
Tax Bill	$3,098 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Sep 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-256-004`

Property Details

APN / Parcel Number

Primary APN	`06-25-256-004`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	4 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,024 sqft Living Area
1st Floor Area	1,024 sqft
Basement Area	1,024 sqft
Finished Basement	513 sqft
Unfinished Basement	511 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	A-Frame
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,520 sqft (0.219 acres)
Lot Dimensions	140 ft deep x 68 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	16 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	605 E LOWE AVE
City	FAIRFIELD
State	IA
Zip	52556-2340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALDWELLS LT 7 BLK 3
Legal Subdivision	CALDWELLS
Legal Block	3
Legal Lot Number	7
Jurisdiction	JEFFERSON IA
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2050
Census Tract	90400

Owner

Source: Jefferson County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	605 E LOWE AVE, FAIRFIELD, IA 52556-2340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2017	Deed of Trust, Mortgage · Closed-End Mortgage PILOT GROVE SAVINGS BANK
Sep 11, 2018	Deed of Trust, Mortgage AMERICAN PACIFIC MORTGAGE
Dec 5, 2005	Deed of Trust, Mortgage · Conventional Mortgage IOWA STATE BANK & TRUST CO
Nov 12, 2021	Warranty Deed, Transfer · FHA Mortgage PREMIER LENDING LLC
Sep 23, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Prior Sale	May 19, 2005
Deed Document Number	20213144
Prior Transfer Date	Feb 10, 2005
Prior Transfer Doc	0020051210
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IA
Property Address	605 E LOWE AVE, FAIRFIELD, IA 52556-2340
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020171555
Date	Jul 10, 2017
Instrument	2017-1555

Lender

Name	PILOT GROVE SAVINGS BANK
Type	Bank
Address	PILOT GROVE, IA 52648

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Sep 1, 2022

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IA
Property Address	605 E LOWE AVE, FAIRFIELD, IA 52556-2340
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020182212
Date	Sep 11, 2018
Instrument	2018-2212

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2048

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IA
Property Address	605 E LOWE AVE, FAIRFIELD, IA 52556-2340
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020052970
Date	Dec 5, 2005
Instrument	2005-2970

Lender

Name	IOWA STATE BANK & TRUST CO
Type	Bank
Address	FAIRFIELD, IA 52556

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IA
Recording Date	Nov 12, 2021
Property Address	605 E LOWE AVE, FAIRFIELD, IA 52556-2340
Document Number	0020213144
Instrument Date	Nov 2, 2021
Instrument	2021-3144
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	605 E LOWE AVE, FAIRFIELD, IA 52556-2340

Mortgage

Document Number	0020213145
Date	Nov 12, 2021
Instrument	2021-3145

Lender

Name	PREMIER LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON IA
Recording Date	Sep 23, 2019
Property Address	605 E LOWE AVE, FAIRFIELD, IA 52556-2340
Document Number	0020192177
Instrument Date	Sep 18, 2019
Instrument	2019-2177
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 E LOWE AVE, FAIRFIELD, IA 52556-2340

Mortgage

Document Number	0020192178
Date	Sep 23, 2019
Instrument	2019-2178

Lender

Name	AMERICAN PACIFIC MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Jefferson County
Municipality	Fairfield City
Unified School District	Fairfield Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,098.00 (+10.01%) Homeowner's exemption	$188,000 (+20.44%) Land $13,900 Building $174,100	$188,000 (+20.44%) Land $13,900 Building $174,100
2024	$2,816.00 (+20.96%)
2023		$156,100 (+28.69%) Land $13,900 Building $142,200	$156,100 (+28.69%) Land $13,900 Building $142,200
2022	$2,328.00	$121,300 Land $13,900 Building $107,400
2021			$121,300 Land $13,900 Building $107,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 65% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD WATER SUPPLY serves 9,821 people · EPA ID IA5131033
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Liberty Communications Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: LISCOFIBER.

Nearby Properties on E Lowe Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures