Montgomery County property record for 605 E Elm St, Red Oak, IA 51566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,500 sqft · built 1900 |
| Lot Size | 0.187 acres (8,125 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $10,000 (Aug 2021) |
| Tax Bill | $732 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 600628132008000 |
| Primary APN | 600628132008000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 735 sqft |
| Basement Area | 368 sqft |
| Finished Basement | 368 sqft |
| Unfinished Basement | 368 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,125 sqft (0.187 acres) |
| Lot Dimensions | 125 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Cooling System | None |
|---|---|
| Water Source | Commercial |
| Street Address | 605 E ELM ST |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | QUINBY ADD LT 7 BLK 7 |
| Legal Subdivision | QUINBY ADD |
| Legal Block | 7 |
| Legal Lot Number | 7 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 960300 |
605 E Elm St is owned by two individuals who bought it in August 2021.
Source: Montgomery County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 607 E ELM ST, RED OAK, IA 51566-1613 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2021 · Amount on File |
| Deed Sale | Aug 3, 2021 · Amount on File |
| Deed Document Number | 20211379 |
| Deed Book / Page | 2021 / 1379 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 605 E Elm St was $732, up 210.2% from the year before.
Source: Montgomery County assessment roll, as of October 2, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $732.00 (+210.17%) | $33,490 Land $7,880 Building $25,610 | $33,490 Land $7,880 Building $25,610 |
| 2024 | $236.00 | ||
| 2023 | $10,020 Land $6,400 Building $3,620 | $10,020 Land $6,400 Building $3,620 | |
| 2022 | $424.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 605 E Elm St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 7 (1987–2024) |
| Most Recent Claim | May 2024 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 605 E Elm St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FMTC of Stanton Iowa Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
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