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605 E Central Ave, Winter Haven, FL 33880 Property Records

Polk County property record for 605 E Central Ave, Winter Haven, FL 33880 · Last verified July 2026

Property Highlights

Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Bathrooms1 Baths
Year BuiltBuilt 2000
Square Footage1,264 sqft Gross Area
Lot Size13,403 sqft (0.308 acres)
GarageDetached, 231 sqft
Last Sale$229,000 (2019)
Tax Bill$3,936.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-28-28-604000-008140
Alternative APNs
  • 282826604000008140
  • 82826000

Interior

Full Baths1 Baths
Units2 Units
Building Area1,264 sqft Gross Area
1st Floor1,264 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 2000
Exterior MaterialStucco Exterior
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area13,403 sqft (0.308 acres)
Depth X Width134 ft x 100 ft Depth x Width
Garage TypeDetached Garage
Garage Area231 sqft Garage
Shed1 Shed
PorchPorch
Porch Area84 sqft Porch

Location & Zoning

Street Address605 E CENTRAL AVE
CityWINTER HAVEN
StateFL
Zip33880-3056
Property UsageCommercial Property Usage
TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionREVISED MAP OF FERNWOOD ADD PB 3 PG 77 BLK 8 LOT 14 & 15
Legal SubdivisionFERNWOOD ADDITION REVISED MAP OF
Legal Tract604000
Legal Block8
Legal Lot Number14,15
JurisdictionPOLK FL
Minor Civil DivisionWINTER HAVEN-AUBURNDALE
Census Blockgroup1
Census Block1024
Census Tract13702

Owner

Source: Polk County records · APN 26-28-28-604000-008140

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address605 E CENTRAL AVE, WINTER HAVEN, FL 33880-3056
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2023Intrafamily Transfer, Transfer
ACCOMMODATION
Jun 18, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
GREGORY A HERRON

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 18, 2019 · Amount on Record
Deed SaleJun 18, 2019 · Amount on Record
Prior SaleFeb 04, 1999 · Amount on Record
Deed Doc Number2019125697
Deed Book / Page10877 / 2075
Last Transfer DateJan 13, 2023
Transfer Doc0000018263
Record RefreshedSep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateJan 25, 2023
Property Address605 E CENTRAL AVE, WINTER HAVEN, FL 33880-3056
Document Number0000018263
Book / Page12560 / 1240
Map ReferenceMB 3 PG 77
Instrument DateJan 13, 2023
Instrument2023018263
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address605 E CENTRAL AVE, WINTER HAVEN, FL 33880-3056

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address605 E CENTRAL AVE, WINTER HAVEN, FL 33880-3056

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 18, 2019
Property Address605 E CENTRAL AVE, WINTER HAVEN, FL 33880-3056
Document Number0108772075
Book / Page010877 / 002075
Instrument DateJun 13, 2019
Instrument125697
Transaction TypeTransfer
Record UpdatedJun 28, 2019
Title CompanyREAL ESTATE TITLE, REAL ESTATE TITLE SVCS CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,603.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address605 E CENTRAL AVE WINTER HAVEN FL 338803056, WINTER HAVEN, FL 33880-3056

Mortgage

Document Number108772076
DateJun 18, 2019
Book Page010877/002076
Instrument125698
Lender
NameGREGORY A HERRON
Address23781 HWY 27 # 243, LAKE WALES, FL 33859-7802
Special NotesLender is also the Seller
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term60 Months
DueJun 17, 2024
Interest
Rate6%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,936.00 (+7.34%)$204,348 (+7.3%)$213,718 (+12.22%) Land $123,969 Building $89,749
2023$3,667.00 (-3.65%)$190,442 (-2.75%) Land $103,866 Building $86,576$190,442 (-2.75%) Land $103,866 Building $86,576
2022$3,806.00$195,823 Land $103,866 Building $91,957$195,823 Land $103,866 Building $91,957

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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