605 E 4th St, Ottumwa, IA 52501 Property Records

Wapello County property record for 605 E 4th St, Ottumwa, IA 52501

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,696 sqft · built 1900
Lot Size	0.114 acres (4,970 sqft)
Owner	Individual Name on File
Tax Bill	$174 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`007410150004000`

Property Details

APN / Parcel Number

Primary APN	`007410150004000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,696 sqft Living Area
1st Floor Area	768 sqft
Attic	Attic
Attic Area	346 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	4,970 sqft (0.114 acres)
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	605 E 4TH ST
City	OTTUMWA
State	IA
Zip	52501-3107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	C F BLAKES SUB OF BLAKES 1ST ADD LOT 17 (605 E FOURTH)
Legal Subdivision	C F BLAKES SUB
Legal Lot Number	17
Jurisdiction	WAPELLO IA
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1044
Census Tract	960500

Owner

605 E 4th St is owned and occupied by an individual.

Source: Wapello County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	605 E 4TH ST, OTTUMWA, IA 52501-3107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage AHEAD RHTF
Oct 21, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	605 E 4TH ST, OTTUMWA, IA 52501-3107
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/6016
Date	Dec 23, 2021
Book Page	2021/6016
Instrument	2021 6016

Lender

Name	AHEAD RHTF
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAPELLO IA
Recording Date	Oct 21, 2021
Property Address	605 E 4TH ST, OTTUMWA, IA 52501-3107
Document Number	02021/4970
Book / Page	2021 / 4970
Instrument Date	Oct 19, 2021
Instrument	2021 4970
Transaction Type	Transfer
Record Updated	Nov 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 605 E 4th St was $174 with a homeowner's exemption, up 13% from the year before.

Source: Wapello County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Wapello County
Municipality	Ottumwa City
Unified School District	Ottumwa Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$174.00 (+12.99%)	$43,150 (-) Land $3,820 Building $39,330	$43,150 (-) Land $3,820 Building $39,330
2025	$154.00 Homeowner's exemption	$43,150 Land $3,820 Building $39,330	$43,150 Land $3,820 Building $39,330
2024	$154.00
2023		$39,430 (+26.42%) Land $3,820 Building $35,610	$39,430 Land $3,820 Building $35,610
2022	$100.00	$31,190 Land $3,820 Building $27,370
2021			$31,190 Land $3,820 Building $27,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 E 4th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 605 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTUMWA WATER WORKS serves 25,529 people · EPA ID IA9083012
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MCG Fiber	2,000 / 2,000
Mediacom Xtream Cable	2,000 / 1,000

May also be available: LISCOFIBER, Verizon.

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