605 E 38th St, Savannah, GA 31401 Property Records

Chatham County property record for 605 E 38th St, Savannah, GA 31401 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1920
Lot Size	0.092 acres (3,999 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Aug 2022)
Tax Bill	$3,132 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2006 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`2-0075-02-003`

Property Details

APN / Parcel Number

Primary APN	`2-0075-02-003`
Alternative APN	`C225F446`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	136 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	605 E 38TH ST
City	SAVANNAH
State	GA
Zip	31401-9217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST 24 FEET OF LOT 116 AND WEST 17 FEET OF LOT 118 BLOCK 8 GLAT
Legal Subdivision	THIRTY-SEVENTH
Legal Block	8
Legal Lot Number	116,118
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2001
Census Tract	2600

Owner

Source: Chatham County records · APN 2-0075-02-003

Assessment roll updated September 15, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	605 E 38TH ST, SAVANNAH, GA 31401-9217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 01, 2023	Deed of Trust, Mortgage · Line of Credit BANKSOUTH
Oct 25, 2006	Deed of Trust, Mortgage · Conventional Mortgage SAVANNAH FCU
Dec 13, 2007	Deed of Trust, Mortgage · Conventional Mortgage SAVANNAH FCU
Aug 19, 2022	Warranty Deed, Transfer · Conventional Mortgage LUCKEY NANCY
Aug 19, 2022	Warranty Deed, Transfer · Conventional Mortgage LUCKEY NANCY
Dec 20, 2019	Warranty Deed, Transfer
Jun 01, 2009	Warranty Deed, Transfer · FHA Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 25, 2022 · Amount on Record
Deed Sale	Aug 25, 2022 · Amount on Record
Prior Sale	Dec 20, 2019 · Amount on Record
Deed Document Number	202210264
Deed Book / Page	2897 / 629
Prior Transfer Date	Jun 01, 2009
Prior Transfer Doc	00351X0379
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	605 E 38TH ST, SAVANNAH, GA 31401-9217
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 E 38TH ST, SAVANNAH, GA 31401-9217

Mortgage

Document Number	0031580310
Date	Aug 01, 2023
Book Page	0000003158/0000000310

Lender

Name	BANKSOUTH

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jan 01, 2026

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	605 E 38TH ST, SAVANNAH, GA 31401-9217
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00315L0399
Date	Oct 25, 2006
Book Page	315L/399

Lender

Name	SAVANNAH FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2036

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	605 E 38TH ST, SAVANNAH, GA 31401-9217
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00335F0565
Date	Dec 13, 2007
Book Page	335F/565

Lender

Name	SAVANNAH FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2022

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Aug 19, 2022
Property Address	605 E 38TH ST, SAVANNAH, GA 31401-9217
Document Number	0028970629
Book / Page	2897 / 629
Instrument Date	Aug 19, 2022
Instrument	2022-010264
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 E 38TH ST, SAVANNAH, GA 31401-9217

Mortgage

Document Number	0028970630
Date	Aug 25, 2022
Book Page	0000002897/0000000630

Lender

Name	LUCKEY NANCY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 01, 2027

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Aug 19, 2022
Property Address	605 E 38TH ST, SAVANNAH, GA 31401-9217
Document Number	0028970629
Book / Page	2897 / 629
Instrument Date	Aug 19, 2022
Instrument	2022-010264
Transaction Type	Transfer
Record Updated	Apr 02, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 E 38TH ST, SAVANNAH, GA 31401-9217

Mortgage

Document Number	0002897630
Date	Aug 19, 2022
Instrument	2897/630

Lender

Name	LUCKEY NANCY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	53 Months
Due	Jan 01, 2027

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Dec 20, 2019
Property Address	605 E 38TH ST, SAVANNAH, GA 31401-9217
Document Number	0018030231
Book / Page	1803 / 231
Instrument Date	Dec 20, 2019
Instrument	2019-013305
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 W GWINNETT ST APT A4, A4, SAVANNAH, GA 31401-5568

June 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 01, 2009
Property Address	605 E 38TH ST, SAVANNAH, GA 31401-9217
Document Number	00351X0368
Book / Page	351X / 368
Instrument Date	Jun 01, 2009
Instrument	2009-004458
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 W 38TH ST, SAVANNAH, GA 31415-8413

Mortgage

Document Number	00351X0369
Date	Jun 03, 2009
Book Page	351X/369

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2039

Tax Assessment & Valuation

Source: Chatham County records · Assessment roll updated September 15, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,132.00 (+48.58%) Homeowner's exemption	$133,360 (+66.7%) Land $28,000 Building $105,360	$333,400 (+66.7%) Land $70,000 Building $263,400
2024	$2,108.00 (+127.89%)
2023		$80,000 (+5.49%) Land $14,560 Building $65,440	$200,000 (+5.49%) Land $36,400 Building $163,600
2022	$925.00	$75,840 Land $15,000 Building $60,840	$189,600 Land $37,500 Building $152,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chatham County (13051C), updated October 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130510026002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (1999–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016, other causes, Hurricane Matthew

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 872 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Verizon, Delta Communications, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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