605 E 1st St, Homer, IL 61849 Property Records

Champaign County property record for 605 E 1st St, Homer, IL 61849

Property Summary

Property Type	Single Family Home
Details	1 ba · 915 sqft · built 1920
Lot Size	0.17 acres (7,392 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Apr 2025)
Tax Bill	$285 (2024)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Mar 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-30-09-177-002`

Property Details

APN / Parcel Number

Primary APN	`26-30-09-177-002`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	915 sqft Living Area
Gross Area	1,251 sqft
1st Floor Area	915 sqft
Basement Area	915 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	7,392 sqft (0.17 acres)
Garage Type	Attached
Garage Area	336 sqft
Porch	Open Frame Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	605 E 1ST ST
City	HOMER
State	IL
Zip	61849-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 2 WHITES ADD
Legal Range	14W
Legal Township	18N
Legal Section	09
Legal Subdivision	WHITES ADD
Legal Block	2
Legal Lot Number	3
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	SOUTH HOMER
Census Block Group	1
Census Block	1001
Census Tract	10800

Owner

Source: Champaign County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	605 E 1ST ST, HOMER, IL 61849-1111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2025	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Mar 5, 2025	Intrafamily Transfer, Transfer
Oct 16, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2025 · Amount on Record
Deed Sale	Apr 30, 2025 · Amount on Record
Prior Sale	Oct 16, 2024 · Amount on Record
Deed Document Number	20255778
Prior Transfer Date	Mar 5, 2025
Prior Transfer Doc	0000002913
Record Updated	Sep 20, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 30, 2025
Property Address	605 E 1ST ST, HOMER, IL 61849-1111
Document Number	0000005778
Map Reference	MB A PG 271
Instrument Date	Apr 15, 2025
Instrument	2025R05778
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 E 1ST ST, HOMER, IL 61849-1111

Mortgage

Document Number	0000005779
Date	Apr 30, 2025
Instrument	2025R05779

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Interest

Rate	7.62%

Mortgage

Document Number	0000005780
Date	Apr 30, 2025
Instrument	2025R05780

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2035

Interest

Rate	9.62%

March 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 5, 2025
Property Address	605 E 1ST ST, HOMER, IL 61849-1111
Document Number	0000002913
Map Reference	MB A PG 271
Instrument Date	Mar 5, 2025
Instrument	2025R02913
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2402 N HIGH CROSS RD, URBANA, IL 61802-9644

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 16, 2024
Property Address	605 E 1ST ST, HOMER, IL 61849-1111
Document Number	0000015367
Map Reference	MB A PG 271
Instrument Date	Oct 10, 2024
Instrument	2024R15367
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$51.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2402 N HIGH CROSS RD, URBANA, IL 61802-9644

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	South Homer Township
Municipality	Homer Village
Unified School District	Heritage Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,640 (+1,991.91%) Land $3,770 Building $60,870	$193,920 (+1,991.91%) Land $11,310 Building $182,610
2024	$285.00 (+12.65%)
2022	$253.00	$3,090 Land $3,090	$9,270 Land $9,270

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOMER serves 1,200 people · EPA ID IL0190300
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Nextlink, Verizon.

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