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605 E 18th St, #B, Spencer, IA 51301 Property Records

Clay County property record for 605 E 18th St, #B, Spencer, IA 51301

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 784 sqft · built 1994
Lot Size0.293 acres (12,750 sqft)
OwnerIndividual Name on File
Last Sale$78,500 (Feb 2019)
Tax Bill$1,478 (2025)
Deeds & MortgagesFeb 2019 Sale
Flood ZoneZone X (minimal risk)
APN963606456002

Property Details

APN / Parcel Number

Primary APN963606456002
Alternative APN
  • 64096360645600200

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area784 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleCondo/Apartment
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,750 sqft (0.293 acres)
Lot Dimensions150 ft deep x 85 ft wide
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area56 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address605 E 18TH ST, B
CitySPENCER
StateIA
Zip51301-4650
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Description5 SP NO SIDE HGTS 2ND ADD; W 5' BLK 1 SP NO SIDE HGTS 3RD APT B EAST 18TH STREET CONDOMINIUMS UNIT #1
Legal Range36W
Legal Township96N
Legal Section6
Legal SubdivisionSPENCER NORTH SIDE HEIGHTS 2ND
Legal Block1
JurisdictionCLAY IA
Township / Civil DivisionSPENCER
Census Block Group1
Census Block1005
Census Tract80200

Owner

Source: Clay County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address605 E 18TH ST, SPENCER, IA 51301-4650
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 7, 2019 · Amount on File
Deed SaleFeb 7, 2019 · Amount on File
Deed Document Number2019330
Deed Book / Page2019 / 330
Record UpdatedOct 29, 2026

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IA
Recording DateFeb 7, 2019
Property Address605 E 18TH ST # B, B, SPENCER, IA 51301-4650
Document Number2019/330
Book / Page2019 / 330
Instrument DateJan 14, 2019
Instrument330
Transaction TypeTransfer
Record UpdatedJun 28, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 E 18TH ST, SPENCER, IA 51301-4650

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalitySpencer City
Unified School DistrictSpencer Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,478.00 (+18.43%) Homeowner's exemption$121,960 (+19.69%) Land $17,340 Building $104,620$121,960 (+19.69%) Land $17,340 Building $104,620
2024$1,248.00 (-3.11%)
2023$101,900 (+16.66%) Land $13,870 Building $88,030$101,900 (+16.66%) Land $13,870 Building $88,030
2022$1,288.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption$87,350 Land $13,870 Building $73,480
2021$87,350 Land $13,870 Building $73,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1993–2024)
Most Recent ClaimJun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2014 · 2 claims
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER MUNICIPAL WATER UTILITY
serves 11,325 people · EPA ID IA2171071
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spencer Municipal Utilities
Fiber		1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
AT&T
Fixed Wireless		100 / 20

May also be available: GigFire, Nextlink, Verizon.

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