605 E 16th St, Covington, KY 41014 Property Records

Kenton County property record for 605 E 16th St, Covington, KY 41014 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1913
Square Footage1,104 sqft Finished Area
Lot Size6,405 sqft (0.147 acres)
OccupancyOwner Occupied
Last Sale$124,500 (2020)
Tax Bill$1,649.00 (2025)

Property Details

APN / Parcel Number

Primary APN055-31-26-002.00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,104 sqft Finished Area
Stories1 Stories

Exterior

Year BuiltBuilt 1913
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeStone Foundation
Roof MaterialMetal Roof
Lot Area6,405 sqft (0.147 acres)
Depth X Width105 ft x 61 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0553126002.00
Street Address605 E 16TH ST
CityCOVINGTON
StateKY
Zip41014-1309
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionAUSTIN LOT 55 & PT LOT 56 61'X 105' SEC E 16TH & OAKLAND AVE
Legal SubdivisionAUSTINS
Legal Lot Number55,56
Legal UnitE
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1005
Census Tract61000

Owner

Source: Kenton County records · APN 055-31-26-002.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address605 E 16TH ST, COVINGTON, KY 41014-1309
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2025Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Aug 14, 2020Deed of Trust, Mortgage
FIFTH THIRD BK NA
Sep 02, 2020Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
FIFTH THIRD BK NA
Apr 24, 2020Grant Deed, Transfer
SOJOURNERS TITLE AGENCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 02, 2020 · Amount on Record
Deed SaleSep 02, 2020 · Amount on Record
Prior SaleApr 24, 2020 · Amount on Record
Deed Doc Number0000041230
Deed Book / Page41 / 230
Record RefreshedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address605 E 16TH ST, COVINGTON, KY 41014-1309
Transaction TypeMortgage
Record UpdatedOct 03, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 E 16TH ST, COVINGTON, KY 41014-1309

Mortgage

Document Number0005900110
DateSep 17, 2025
Book PageKCM 687/937
Instrument25091705900110
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 15, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address605 E 16TH ST, COVINGTON, KY 41014-1309
Document Number000M920353
Instrument DateAug 14, 2020
Transaction TypeMortgage
Record UpdatedOct 05, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 E 16TH ST COVINGTON KY 410141309, COVINGTON, KY 41014-1309

Mortgage

Document Number000M920353
DateSep 02, 2020
Book Page000M92/000353
Lender
NameFIFTH THIRD BK NA
AddressCINCINNATI, OH 45263
Agreement
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 02, 2020
Property Address605 E 16TH ST, COVINGTON, KY 41014-1309
Document Number0000410230
Book / Page000041 / 000230
Instrument DateAug 13, 2020
Transaction TypeTransfer
Record UpdatedOct 13, 2020
Title CompanyNORTHWEST TITLE FAM/COMPANIES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$125.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 E 16TH ST COVINGTON KY 410141309, COVINGTON, KY 41014-1309

Mortgage

Document NumberM920353
DateSep 02, 2020
Book Page000M92/000353
Lender
NameFIFTH THIRD BK NA
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateApr 24, 2020
Property Address605 E 16TH ST, COVINGTON, KY 41014-1309
Document Number0000000097
Book / Page000018 / 000224
Instrument DateMar 27, 2020
Instrument97
Transaction TypeTransfer
Record UpdatedJun 22, 2020
Title CompanySOJOURNERS TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$30.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address609 SUMMIT AVE MILL VALLEY CA 949414542, MILL VALLEY, CA 94941-4542
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,649.00 (-0.54%)$124,500 (-) Land $5,000 Building $119,500$124,500 (-) Land $5,000 Building $119,500
2023$1,658.00$124,500 Land $5,000 Building $119,500$124,500 Land $5,000 Building $119,500

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