Cabarrus County property record for 605 Dutch Rd, Mount Pleasant, NC 28124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,144 sqft · built 2018 |
| Lot Size | 5.66 acres (246,550 sqft) |
| Owner | Individual Name on File |
| Last Sale | $113,000 (Jan 2016) |
| Tax Bill | $1,833 (2023) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jul 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 08008A0011.000000 |
| Primary APN | 08008A0011.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,144 sqft Living Area |
| Gross Area | 2,368 sqft |
| 1st Floor Area | 2,144 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 246,550 sqft (5.66 acres) |
| Lot Width | 50 ft Width |
| Porch | Slab |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 106021 |
|---|---|
| Street Address | 605 DUTCH RD |
| City | MOUNT PLEASANT |
| State | NC |
| Zip | 28124-9338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AO |
| Legal Description | TRACT 11 ROLLING MEADOWS |
| Legal Subdivision | LENTZ HARNESS SHOP RD |
| Legal Tract | 11 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 8, MOUNT PLEASANT |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 41701 |
605 Dutch Rd is owned and occupied by an individual who bought it in January 2016.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 605 DUTCH RD, MOUNT PLEASANT, NC 28124-9338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2023 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jul 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2016 · Amount on File |
| Deed Sale | Jan 14, 2016 · Amount on File |
| Prior Sale | Jul 8, 1999 · Amount on File |
| Deed Book / Page | 11750 / 286 |
| Prior Transfer Date | Dec 1, 1990 |
| Prior Transfer Doc | 0775000338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 605 DUTCH RD, MT PLEASANT, NC 28124-9338 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 605 DUTCH RD, MOUNT PLEASANT, NC 28124-9338 |
| Document Number | 0001652991 |
|---|---|
| Date | Jun 14, 2023 |
| Book Page | 16529/91 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 8, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 605 DUTCH RD, MT PLEASANT, NC 28124-9338 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 153711 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 15371/1 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $355,630 Land $66,140 Building $289,490 | ||
| 2024 | $355,630 (+66.47%) Land $66,140 Building $289,490 | ||
| 2023 | $1,833.00 | $213,630 Land $46,390 Building $167,240 | $213,630 Land $46,390 Building $167,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 605 Dutch Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 605 Dutch Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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