605 Duncan Cir, Raymore, MO 64083 Property Records

Cass County property record for 605 Duncan Cir, Raymore, MO 64083

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,355 sqft · built 2014
Lot Size0.351 acres (15,290 sqft)
OwnerIndividual Name on Record
Tax Bill$6,120 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jun 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN04-03-08-400-000-022.000

Property Details

APN / Parcel Number

Primary APN04-03-08-400-000-022.000
Alternative APN
  • 2205822

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,355 sqft Living Area
Gross Area4,005 sqft
1st Floor Area999 sqft
Basement Area999 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleBi-Level
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,290 sqft (0.351 acres)
Lot Dimensions184 ft deep x 61 ft wide
Garage TypeAttached
Garage Area651 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area66 sqft
Deck Area196 sqft
Patio Area196 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number2205822
Street Address605 DUNCAN CIR
CityRAYMORE
StateMO
Zip64083-8346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN HILLS AT CREEKMOOR LOT 19
Legal SubdivisionSOUTHERN HILLS
Legal Lot Number19
JurisdictionCASS MO
Township / Civil DivisionRAYMORE
Census Block Group1
Census Block1014
Census Tract60307

Owner

Source: Cass County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address605 DUNCAN CIR, RAYMORE, MO 64083-8346
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Jun 29, 2020Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 30, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jul 3, 2024Deed of Trust, Mortgage · FHA Mortgage
MILLSAP SINGER
Jul 28, 2022Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2022
Deed SaleJul 28, 2022
Prior SaleMay 10, 2022 · Amount on Record
Deed Document Number2022720442
Deed Book / Page4879 / 3
Prior Transfer DateAug 10, 2013
Prior Transfer Doc003724/555
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS MO
Recording DateJul 1, 2026
Property Address605 DUNCAN CIR, RAYMORE, MO 64083-8346
Document Number0000786788
Book / Page5320 / 26
Instrument DateMay 27, 2026
Instrument2026786788
Transaction TypeMortgage
Record UpdatedJul 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 DUNCAN CIR, RAYMORE, MO 64083-8346

Mortgage

Document Number0000786788,
DateJul 1, 2026
Book Page5320/26
Instrument2026786788
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term313 Months
DueAug 1, 2052
Interest
Rate6.3%
Max Rate-1%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS MO
Property Address605 DUNCAN CIR, RAYMORE, MO 64083-8346
Transaction TypeMortgage
Record UpdatedDec 2, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0004517/13
DateJun 29, 2020
Book Page4517/13
Instrument667669
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term241 Months
DueJul 1, 2040

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS MO
Property Address605 DUNCAN CIR, RAYMORE, MO 64083-8346
Transaction TypeMortgage
Record UpdatedDec 2, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 DUNCAN CIR, RAYMORE, MO 64083-8346

Mortgage

Document Number0005006/87
DateOct 30, 2023
Book Page5006/87
Instrument741800
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term346 Months
DueAug 1, 2052

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS MO
Property Address605 DUNCAN CIR, RAYMORE, MO 64083-8346
Transaction TypeMortgage
Record UpdatedDec 2, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 DUNCAN CIR, RAYMORE, MO 64083-8346

Mortgage

Document Number0005072/94
DateJul 3, 2024
Book Page5072/94
Instrument751732
Lender
NameMILLSAP SINGER
TypePrivate Party
Address612 SPIRIT DR, CHESTERFIELD, MO 63005
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueAug 1, 2052

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS MO
Recording DateJul 28, 2022
Property Address605 DUNCAN CIR, RAYMORE, MO 64083-8346
Document Number00004879/3
Book / Page4879 / 3
Instrument DateJul 26, 2022
Instrument720442
Transaction TypeTransfer
Record UpdatedDec 2, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 DUNCAN CIR, RAYMORE, MO 64083-8346

Mortgage

Document Number0000048794
DateJul 28, 2022
Instrument4879/4
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyCass County
MunicipalityRaymore City
Unified School DistrictRaymore-Peculiar R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,120.00 (+10.57%)$75,840 (+11.5%) Land $12,350 Building $63,490$399,160 (+11.51%) Land $65,010 Building $334,150
2024$5,535.00 (+0.13%)
2023$5,528.00 (+4,665.52%)$68,020 (+10.76%) Land $11,230 Building $56,790$357,970 (+10.75%) Land $59,100 Building $298,870
2022$116.00$61,410 Land $11,230 Building $50,180
2021$323,220 Land $59,100 Building $264,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAYMORE PWS
serves 21,517 people · EPA ID MO1010675
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Wisper ISP
Fixed Wireless
400 / 30

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