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605 Cumberland Dr, Flagler Beach, FL 32136 Property Records

Flagler County property record for 605 Cumberland Dr, Flagler Beach, FL 32136

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,126 sqft · built 1988
Lot Size0.241 acres (10,498 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (Sep 2019)
Tax Bill$7,269 (2025)
Deeds & MortgagesSep 2019 Sale
Flood ZoneZone X (moderate risk)
APN19-12-32-4550-00300-0170

Property Details

APN / Parcel Number

Primary APN19-12-32-4550-00300-0170

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,126 sqft Heated Area
Gross Area2,911 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2005
Exterior MaterialStone
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,498 sqft (0.241 acres)
Lot Width75 ft Width
DrivewayDriveway
Driveway Area396 sqft
Pool Area440 sqft
Patio Area448 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address605 CUMBERLAND DR
CityFLAGLER BEACH
StateFL
Zip32136-4033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORNINGSIDE SUBD BLOCK 30 LOT 17 OR BOOK 120 PAGE 524 OR 307 PG 148 OR 307 PG 150 OR 469 PG 1884 OR 704/799 OR 2176/1904 OR 2
Legal Range32E
Legal Township12S
Legal Section19
Legal SubdivisionMORNINGSIDE SUB
Legal Block30
Legal Lot Number17
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group2
Census Block2009
Census Tract60302

Owner

605 Cumberland Dr is owned and occupied by two individuals who bought it in September 2019.

Source: Flagler County records, as of December 22, 2025

Owner of Record2 Individual Names on File
Mailing Address605 CUMBERLAND DR, FLAGLER BEACH, FL 32136-4033
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2019 · Amount on File
Deed SaleSep 25, 2019 · Amount on File
Prior SaleDec 22, 2016 · Amount on File
Deed Document Number2019035421
Deed Book / Page2386 / 0254
Record UpdatedJun 8, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateSep 25, 2019
Property Address605 CUMBERLAND DR, FLAGLER BEACH, FL 32136-4033
Document Number0023860254
Book / Page002386 / 000254
Instrument DateSep 6, 2019
Instrument35421
Transaction TypeTransfer
Record UpdatedOct 7, 2019
Title CompanyOLDE FL TITLE LLC

Transaction

AmountAmount on Record
Tax$2,975.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address605 CUMBERLAND DR FLAGLER BEACH FL 321364033, FLAGLER BEACH, FL 32136-4033

Tax Assessment & Valuation

The 2025 property tax bill for 605 Cumberland Dr was $7,269 with a homeowner's exemption.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityFlagler Beach City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,269.00 Homeowner's exemption$415,798$520,429 Land $145,500 Building $374,929
2023$6,885.00 (+3.58%) Homeowner's exemption$392,311 (+3.91%)$501,289 (+2.67%) Land $145,500 Building $355,789
2022$6,647.00 Homeowner's exemption$377,561$488,270 Land $145,500 Building $342,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 Cumberland Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 258 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies589 units insured
incl. 331 condo units
Nearby Flood Claims316 (1982–2024)
Claims Outside the SFHA54 of 316
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Nicole, Nov 2022 · 57 claims
  • Hurricane Irma, Oct 2017 · 161 claims
  • Hurricane Frances, Sep 2004 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Cumberland Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLAGLER BEACH WTP
serves 4,830 people · EPA ID FL2180349
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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