605 Crescent Dr, Midland, MI 48640 Property Records

Midland County property record for 605 Crescent Dr, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,696 sqft · built 1959
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Sep 2023)
Tax Bill	$5,948 (2025)
Deeds & Mortgages	Feb 2026 Transfer Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-09-10-048`

Property Details

APN / Parcel Number

Primary APN	`14-09-10-048`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,696 sqft Living Area
1st Floor Area	1,696 sqft
Basement Area	1,696 sqft
Unfinished Basement	1,695 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Garage Area	368 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	605 CRESCENT DR
City	MIDLAND
State	MI
Zip	48640-3432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	LOT 92 MEADOWBROOK WDS 3
Legal Subdivision	MEADOWBROOK WOODS 3
Legal Lot Number	92
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2007
Census Tract	290300

Owner

605 Crescent Dr is owned and occupied by two individuals who acquired it in January 2026.

Source: Midland County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	605 CRESCENT DR, MIDLAND, MI 48640-3432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Intrafamily Transfer, Transfer
Sep 8, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Feb 16, 2022	Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2023 · Amount on File
Deed Sale	Sep 8, 2023 · Amount on File
Deed Book / Page	1667 / 757
Last Transfer Date	Jan 28, 2026
Transfer Doc	2026R01310
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Feb 13, 2026
Property Address	605 CRESCENT DR, MIDLAND, MI 48640-3432
Document Number	2026R01310
Map Reference	LB C PG 21
Instrument Date	Jan 28, 2026
Instrument	2026R-01310
Transaction Type	Transfer
Record Updated	Mar 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 CRESCENT DR, MIDLAND, MI 48640-3432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 CRESCENT DR, MIDLAND, MI 48640-3432

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Sep 8, 2023
Property Address	605 CRESCENT DR, MIDLAND, MI 48640-3432
Document Number	001667/757
Book / Page	1667 / 757
Map Reference	LB C PG 21-23
Instrument Date	Aug 31, 2023
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 CRESCENT DR, MIDLAND, MI 48640-3432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 CRESCENT DR, MIDLAND, MI 48640-3432

Mortgage

Document Number	001667/758
Date	Sep 8, 2023
Book Page	1667/758

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Feb 16, 2022
Property Address	605 CRESCENT DR, MIDLAND, MI 48640-3432
Document Number	001654/340
Book / Page	1654 / 340
Map Reference	LB C PG 21-23
Instrument Date	Feb 14, 2022
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	MICHIGAN SHORES TITLE AGENCY, MICHIGAN MOVES TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 N DEER VALLEY DR, 2300, MIDLAND, MI 48642-8800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 CRESCENT DR, MIDLAND, MI 48640-3432

Mortgage

Document Number	0001654341
Date	Feb 16, 2022
Instrument	1654/341

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 605 Crescent Dr was $5,948 with a homeowner's exemption, up 1% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,400 (+7.85%)	$348,800 (+7.85%)
2025	$5,948.00 (+1.02%) Homeowner's exemption	$161,700	$323,400
2024	$5,888.00
2023		$103,400	$206,800
2022	$4,465.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 605 Crescent Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1986–2020)
Claims Outside the SFHA	7 of 10
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Crescent Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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