Montgomery County property record for 605 Concerto Ln, Silver Spring, MD 20901
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,470 sqft · built 1982 |
| Lot Size | 0.048 acres (2,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $127,673 (Jan 2017) |
| Tax Bill | $4,777 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-02047064 |
| Primary APN | 05-02047064 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,470 sqft Living Area |
| 1st Floor Area | 756 sqft |
| Basement Area | 1 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,100 sqft (0.048 acres) |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02047064 |
|---|---|
| Street Address | 605 CONCERTO LN |
| City | SILVER SPRING |
| State | MD |
| Zip | 20901-5009 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R90 |
| Legal Description | DUMONT OAKS |
| Legal Subdivision | DUMONT OAKS |
| Legal Block | A |
| Legal Lot Number | 72 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 701506 |
Source: Montgomery County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 605 CONCERTO LN, SILVER SPRING, MD 20901-5009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 10, 2022 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| May 31, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jan 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage GMH MORTGAGE SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 19, 2017 · Amount on Record |
| Deed Sale | Jan 19, 2017 · Amount on Record |
| Prior Sale | May 5, 2000 · Amount on Record |
| Deed Book / Page | 53589 / 307 |
| Last Transfer Date | Apr 21, 2018 |
| Transfer Doc | 0561010205 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 605 CONCERTO LN, SILVER SPRING, MD 20901-5009 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | RGS TITLE LLC MATS |
| Name | Verified Name |
|---|
| Document Number | 0661270385 |
|---|---|
| Date | Aug 10, 2022 |
| Book Page | 66127/385 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | LEESBURG, VA 20175 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 605 CONCERTO LN, SILVER SPRING, MD 20901-5009 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0630160077 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 63016/77 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 31, 2018 |
| Property Address | 605 CONCERTO LN, SILVER SPRING, MD 20901-5009 |
| Document Number | 0561010205 |
| Book / Page | 56101 / 205 |
| Map Reference | MB113 PL1333 |
| Instrument Date | Apr 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | FREESTATE TITLE CONSULTANTS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 605 CONCERTO LN, SILVER SPRING, MD 20901-5009 |
| Document Number | 0056101211 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 56101/211 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 19, 2017 |
| Property Address | 605 CONCERTO LN, SILVER SPRING, MD 20901-5009 |
| Document Number | 0535890307 |
| Book / Page | 53589 / 307 |
| Map Reference | MB113 PG11333 |
| Instrument Date | May 10, 2016 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | FIDELITY NATIONAL TITLE GROU |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,915.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 605 CONCERTO LN, SILVER SPRING, MD 20901-5009 |
| Document Number | 0053589312 |
|---|---|
| Date | Jan 19, 2017 |
| Instrument | 53589/312 |
| Name | GMH MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jun 1, 2046 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $394,300 (+4.57%) Land $184,000 Building $210,300 | $394,300 (-) Land $184,000 Building $210,300 | |
| 2025 | $4,777.00 (+6.2%) | $377,067 (+10.06%) | $394,300 (+15.09%) Land $184,000 Building $210,300 |
| 2024 | $4,498.00 (+36.26%) | ||
| 2023 | $342,600 Land $184,000 Building $158,600 | $342,600 Land $184,000 Building $158,600 | |
| 2022 | $3,301.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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