Durham County property record for 605 Clearfield Dr, Durham, NC 27703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,475 sqft · built 2003 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $133,000 (Oct 2013) |
| Tax Bill | $3,259 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0852-72-7864 |
| Primary APN | 0852-72-7864 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,475 sqft Heated Area |
| 1st Floor Area | 1,247 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 605 CLEARFIELD DR |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27703-6306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR 2.850 |
| Legal Description | RIDGEWD/RIDGEFLD/PH:05A/L T#301 PL:000157-000017 |
| Legal Subdivision | RIDGEWD/RIDGEFLD |
| Legal Phase | 5A |
| Legal Lot Number | 301 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | OAK GROVE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1806 |
605 Clearfield Dr is owned and occupied by two individuals who acquired it in September 2015.
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 605 CLEARFIELD DR, DURHAM, NC 27703-6306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 4, 2019 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2013 · Amount on File |
| Deed Sale | Oct 17, 2013 · Amount on File |
| Prior Sale | Sep 2, 2003 · Amount on File |
| Deed Document Number | 201340123 |
| Deed Book / Page | 7382 / 313 |
| Last Transfer Date | Sep 29, 2015 |
| Transfer Doc | 0078040030 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 605 CLEARFIELD DR, DURHAM, NC 27703-6306 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Title Company | AEG |
| Name | Verified Name |
|---|
| Document Number | 0097710837 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 9771/837 |
| Instrument | 2022034929 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 10% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 605 CLEARFIELD DR, DURHAM, NC 27703-6306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0087420619 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | 8742/619 |
| Instrument | 2019031751 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | DURHAM, NC 27707 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Index | 5-Year CMT |
| Max Rate | 6% |
The 2026 property tax bill for 605 Clearfield Dr was $3,259, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,259.00 (+2.52%) | $320,698 (-) Land $78,750 Building $241,948 | $320,698 (-) Land $78,750 Building $241,948 |
| 2025 | $3,179.00 | $320,698 Land $78,750 Building $241,948 | $320,698 Land $78,750 Building $241,948 |
| 2023 | $2,098.00 (+2.34%) | $160,231 Land $37,800 Building $122,431 | $160,231 Land $37,800 Building $122,431 |
| 2022 | $2,050.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 605 Clearfield Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (1996–2016) |
| Most Recent Claim | Jul 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 605 Clearfield Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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