605 Circle Dr, Talco, TX 75487 Property Records

Titus County property record for 605 Circle Dr, Talco, TX 75487

Property Summary

Property Type	Single Family Home
Details	1,504 sqft · built 1962
Lot Size	0.428 acres (18,683 sqft)
Owner	Individual Name on File
Tax Bill	$585 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04030-00003-00060`

Property Details

APN / Parcel Number

Primary APN	`04030-00003-00060`
Alternative APN	`17572`

Interior

Stories	1 Story
Building Area	1,504 sqft Living Area
Gross Area	3,300 sqft
1st Floor Area	1,504 sqft

Exterior

Year Built	Built 1962
Lot Area	18,683 sqft (0.428 acres)
Lot Dimensions	118 ft deep x 80 ft wide
Porch	Porch
Porch Area	25 sqft
Patio Area	519 sqft

Location & Zoning

Account Number	04030-00003-00060
Old Parcel Number	04030-00003-00060
Street Address	605 CIRCLE DR
City	TALCO
State	TX
Zip	75487-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEIGER HTS BLK C LOT 6 .4289 AC
Legal Subdivision	GEIGER HTS
Legal Block	C
Legal Lot Number	6
Jurisdiction	TITUS TX
Township / Civil Division	TALCO
Census Block Group	2
Census Block	2025
Census Tract	950100

Owner

Source: Titus County records · APN 04030-00003-00060

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	162 PRIVATE ROAD 1537, MOUNT PLEASANT, TX 75455-7370
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 20, 2021
Deed Sale	Jan 20, 2021
Deed Document Number	20210250
Record Updated	Jun 08, 2026

January 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TITUS TX
Recording Date	Jan 20, 2021
Property Address	605 CIRCLE DR, TALCO, TX 75487-2016
Document Number	20210250
Map Reference	VOL 2 PG 62
Instrument Date	Jan 19, 2021
Instrument	20210250
Transaction Type	Transfer
Record Updated	Dec 06, 2021
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 COUNTY ROAD 1537, MOUNT PLEASANT, TX 75455

Mortgage

Document Number	20210251
Date	Jan 20, 2021
Instrument	20210251

Lender

Name	GUARANTY BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 19, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Titus County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Texas
County	Titus County
Municipality	Talco City
Unified School District	Rivercrest Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$585.00 (+31.46%)	$142,099 (+136.83%) Land $10,723 Building $131,376	$142,099 (+136.83%) Land $10,723 Building $131,376
2023		$60,000 Land $4,289 Building $55,711	$60,000 Land $4,289 Building $55,711
2022	$445.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 40% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Peoples Telephone Cooperative Fiber · Fixed Wireless	1,000 / 1,000
Optimum Communications Cable	500 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 38 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF TALCO serves 711 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.