605 Chestnut St, Georgetown, KY 40324 Property Records

Scott County property record for 605 Chestnut St, Georgetown, KY 40324 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1960
Square Footage1,164 sqft Living Area
GarageDetached, 308 sqft
Tax Bill$1,476.00 (2025)

Property Details

APN / Parcel Number

Primary APN166-10-166.000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Building Area1,164 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces2 Fireplaces

Exterior

Year BuiltBuilt 1960
Exterior MaterialStone Exterior
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area308 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address605 CHESTNUT ST
CityGEORGETOWN
StateKY
Zip40324-1927
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCITY GEO 52
Legal Lot Number1
JurisdictionSCOTT KY
Minor Civil DivisionGEORGETOWN
Census Blockgroup1
Census Block1013
Census Tract40102

Owner

Source: Scott County records · APN 166-10-166.000

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address107 N COLONIAL HEIGHTS DR, GEORGETOWN, KY 40324-2569
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
May 01, 2026Deed of Trust, Mortgage · Building or Construction Mortgage
CITIZENS BANK NORTHERN KY INC
May 01, 2026Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NORTHERN KY INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Deed Doc Number0000280508
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Recording DateMay 01, 2026
Property Address605 CHESTNUT ST, GEORGETOWN, KY 40324-1927
Document Number0000584072
Book / Page1895 / 192
Instrument DateMay 01, 2026
Instrument2026584072
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship266
Address107 N COLONIAL HEIGHTS DR, GEORGETOWN, KY 40324-2569

Mortgage

Document Number0000584072,
DateMay 01, 2026
Book Page1895/192
Instrument2026584072
Lender
NameCITIZENS BANK NORTHERN KY INC
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 01, 2027
Interest
Rate TypeAdjustable Rate
Rate6.46%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Recording DateMay 01, 2026
Property Address605 CHESTNUT ST, GEORGETOWN, KY 40324-1927
Document Number0000584070
Book / Page1895 / 151
Instrument DateMay 01, 2026
Instrument2026584070
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship266
Address107 N COLONIAL HEIGHTS DR, GEORGETOWN, KY 40324-2569

Mortgage

Document Number0000584070,
DateMay 01, 2026
Book Page1895/151
Instrument2026584070
Lender
NameCITIZENS BANK NORTHERN KY INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMay 05, 2031
Interest
Rate6.46%
Max Rate-1%

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,476.00 (+13.1%)$165,800 (+15.14%)$165,800 (+15.14%)
2023$1,305.00 (+20.5%)$144,000 (+15.29%) Land $30,000 Building $114,000$144,000 (+15.29%) Land $30,000 Building $114,000
2022$1,083.00$124,900 Land $22,500 Building $102,400$124,900 Land $22,500 Building $102,400

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