605 Cherry St, Hammond, IN 46324 Property Records

Lake County property record for 605 Cherry St, Hammond, IN 46324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,052 sqft · built 1925
Lot Size	0.14 acres (6,125 sqft)
Owner	Individual Name on File
Tax Bill	$1,895 (2024)
Deeds & Mortgages	May 2023 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-26-36-0075-0022`

Property Details

APN / Parcel Number

Primary APN	`007-26-36-0075-0022`
Alternative APNs	`45-06-12-278-012.000-023` `263600750022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,052 sqft Living Area
Basement Area	1,026 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1980
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,125 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 49 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-26-36-0075-0022
Old Parcel Number	263600750022
Street Address	605 CHERRY ST
City	HAMMOND
State	IN
Zip	46324-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH HAMMOND SUBDIV. L 25 & W 24 FT. L 26 BL 12
Legal Subdivision	SOUTH HAMMOND SUB
Legal Block	12
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	3
Census Block	3025
Census Tract	21400

Owner

605 Cherry St is owned and occupied by an individual who acquired it in January 2021.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	605 CHERRY ST, HAMMOND, IN 46324-1505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jan 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Jan 7, 2021
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	605 CHERRY ST, HAMMOND, IN 46324-1505
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 CHERRY ST, HAMMOND, IN 46324-1505

Mortgage

Document Number	0000013052
Date	May 3, 2023
Instrument	2023-513052

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Jan 7, 2021
Property Address	605 CHERRY ST, HAMMOND, IN 46324-1505
Document Number	0000001105
Map Reference	MB 2 PG 38
Instrument Date	Dec 31, 2020
Instrument	2021-001105
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 CHERRY ST, HAMMOND, IN 46324-1505

Mortgage

Document Number	0000001107
Date	Jan 7, 2021
Instrument	2021-001107

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$178,600 Land $27,100 Building $151,500	$178,600 Land $27,100 Building $151,500
2024	$1,895.00
2023		$138,500 (+5.97%) Land $29,000 Building $109,500	$138,500 (+5.97%) Land $29,000 Building $109,500
2022	$1,665.00	$130,700 Land $29,000 Building $101,700	$130,700 Land $29,000 Building $101,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 605 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, AT&T, Verizon.

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