York County property record for 605 Cheadle Loop Rd, Seaford, VA 23696
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,213 sqft · built 1998 |
| Lot Size | 0.735 acres (32,017 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $540,000 (May 2022) |
| Tax Bill | $5,279 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Mar 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | U08A-0563-3701 |
| Primary APN | U08A-0563-3701 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,213 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 32,017 sqft (0.735 acres) |
| Garage Type | Mixed |
| Garage Area | 1,232 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 24 sqft |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 10007128 |
|---|---|
| Street Address | 605 CHEADLE LOOP RD |
| City | SEAFORD |
| State | VA |
| Zip | 23696-2459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL RESI |
| Legal Description | CHEADLE TERRACE LOT 4 |
| Legal Subdivision | CHEADLE TERRACE |
| Legal Lot Number | 4 |
| Jurisdiction | YORK VA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 50402 |
Source: York County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 605 CHEADLE LOOP RD, SEAFORD, VA 23696-2459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2022 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Mar 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Sep 22, 2017 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2022 · Amount on Record |
| Deed Sale | May 11, 2022 · Amount on Record |
| Prior Sale | Sep 22, 2017 · Amount on Record |
| Deed Document Number | 20227794 |
| Prior Transfer Date | Jul 13, 2018 |
| Prior Transfer Doc | 0000013662 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YORK VA |
| Recording Date | May 11, 2022 |
| Property Address | 605 CHEADLE LOOP RD, SEAFORD, VA 23696-2459 |
| Document Number | 0000007794 |
| Instrument Date | May 8, 2022 |
| Instrument | 220007794 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2022 |
| Title Company | GOBER TITLE AND ESCROW, NOBLE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 605 CHEADLE LOOP RD, SEAFORD, VA 23696-2459 |
| Document Number | 0000007795 |
|---|---|
| Date | May 11, 2022 |
| Instrument | 220007795 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK VA |
| Property Address | 605 CHEADLE LOOP RD, SEAFORD, VA 23696-2459 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005898 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 210005898 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YORK VA |
| Recording Date | Sep 22, 2017 |
| Property Address | 605 CHEADLE LOOP RD, SEAFORD, VA 23696-2459 |
| Document Number | 0000018136 |
| Instrument Date | Sep 20, 2017 |
| Instrument | 170018136 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | THE CLOSERS OF VIRGINIA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 605 CHEADLE LOOP RD, SEAFORD, VA 23696-2459 |
| Document Number | 0000018137 |
|---|---|
| Date | Sep 22, 2017 |
| Instrument | 170018137 |
| Name | MOVEMENT MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: York County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | York County |
| Unified School District | York County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $676,800 (+40.41%) Land $137,500 Building $539,300 | ||
| 2025 | $5,279.00 (+42.25%) | $676,800 (+40.41%) Land $137,500 Building $539,300 | |
| 2023 | $3,711.00 | $482,000 Land $110,300 Building $371,700 | $482,000 Land $110,300 Building $371,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 300 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 300 in force |
| Nearby Flood Claims | 419 (1978–2016) |
| Claims Outside the SFHA | 25 of 419 |
| Most Recent Claim | Oct 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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