605 Cawley Dr, Frederick, MD 21703 Property Records

Frederick County property record for 605 Cawley Dr, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,746 sqft · built 2005
Lot Size0.029 acres (1,280 sqft)
Owner2 Individual Names on File
Last Sale$160,000 (Oct 2009)
Tax Bill$5,410 (2025)
Flood ZoneZone X (minimal risk)
APN02-257300

Property Details

APN / Parcel Number

Primary APN02-257300
Alternative APN
  • 257300

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,746 sqft Living Area
1st Floor Area594 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,280 sqft (0.029 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number257300
Street Address605 CAWLEY DR
CityFREDERICK
StateMD
Zip21703-4563
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR12
Legal DescriptionLOT 41 PLAT 6 1,280 SQ. FT. BALLENGER CREEK CNTR PND
Legal SubdivisionBALLENGER CREEK
Legal Lot Number41
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2006
Census Tract751003

Owner

605 Cawley Dr, a townhouse, is owned by two individuals who bought it in October 2009.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address101 FOREST PRESERVE DR, GAITHERSBURG, MD 20878-4028
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 2009 · Amount on File
Deed SaleOct 26, 2009 · Amount on File
Prior SaleMay 30, 2006 · Amount on File
Deed Document Number20094525
Deed Book / Page7557 / 251
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 605 Cawley Dr was $5,410.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$312,300$353,700 Land $120,000 Building $233,700
2025$5,410.00
2023$4,534.00$247,333$291,600 Land $90,000 Building $201,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 Cawley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 605 Cawley Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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