605 Cascade Lake Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 605 Cascade Lake Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,168 sqft · built 1995
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Oct 2021)
Tax Bill	$3,601 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25R-43-2883`

Property Details

APN / Parcel Number

Primary APN	`25R-43-2883`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,168 sqft Living Area
1st Floor Area	1,112 sqft
Basement Area	550 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	24 ft deep x 47 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces
Deck Area	32 sqft
Patio Area	184 sqft
Balcony Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	605 CASCADE LAKE DR
City	BALLWIN
State	MO
Zip	63021-7313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	CASCADES PLAT FIVE (THE) LOT 24
Legal Subdivision	CASCADES PLAT FIVE (THE)
Legal Lot Number	24
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	3
Census Block	3000
Census Tract	217932

Owner

605 Cascade Lake Dr is owned and occupied by two individuals who bought it in October 2021.

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	605 CASCADE LAKE DR, BALLWIN, MO 63021-7313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2021 · Amount on File
Deed Sale	Oct 13, 2021 · Amount on File
Prior Sale	Oct 28, 2004 · Amount on File
Deed Document Number	2021124
Deed Book / Page	25166 / 1008
Prior Transfer Date	Jun 9, 2009
Prior Transfer Doc	0184180630
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 13, 2021
Property Address	605 CASCADE LAKE DR, BALLWIN, MO 63021-7313
Document Number	0251661008
Book / Page	25166 / 1008
Map Reference	MB 333 PG 9&10
Instrument Date	Oct 4, 2021
Instrument	2021101300124
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FREEDOM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 CASCADE LAKE DR, BALLWIN, MO 63021-7313
Investor	Possibly a Property Investor

Mortgage

Document Number	2021101300125
Date	Oct 13, 2021
Instrument	2021101300125

Lender

Name	PARAMOUNT BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 605 Cascade Lake Dr was $3,601, up 13.2% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,600 (-) Land $19,250 Building $39,350	$308,400 (-) Land $101,300 Building $207,100
2025	$3,601.00 (+13.24%)	$58,600 Land $19,250 Building $39,350	$308,400 Land $101,300 Building $207,100
2024	$3,180.00 (+1.4%)
2023	$3,136.00 (+10.93%)	$48,980 (+20.91%) Land $14,420 Building $34,560	$257,800 Land $75,900 Building $181,900
2022	$2,827.00	$40,510 Land $12,500 Building $28,010
2021			$213,200 Land $65,800 Building $147,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 605 Cascade Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Cascade Lake Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20