605 Cascade Ct, Lynden, WA 98264 Property Records

Whatcom County property record for 605 Cascade Ct, Lynden, WA 98264

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,612 sqft · built 1985
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,133 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`400316-127145-0000`

Property Details

APN / Parcel Number

Primary APN	`400316-127145-0000`
Alternative APNs	`128646` `570354`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,612 sqft Living Area
Gross Area	2,064 sqft
1st Floor Area	1,612 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Porch Area	12 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	128646
Street Address	605 CASCADE CT
City	LYNDEN
State	WA
Zip	98264-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS100
Legal Description	GARDEN TERRACE LOT 12
Legal Range	03
Legal Township	40
Legal Section	16
Legal Subdivision	GARDEN TERRACE
Legal Block	2
Legal Lot Number	12
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	2
Census Block	2008
Census Tract	10303

Owner

605 Cascade Ct is owned and occupied by two individuals who acquired it in May 2020.

Source: Whatcom County records, as of December 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	605 CASCADE CT, LYNDEN, WA 98264-1013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Quit Claim Deed, Transfer · FHA Mortgage MR COOPER
Apr 15, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Jul 22, 2017	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2020
Deed Sale	May 21, 2020
Prior Sale	Jul 2, 2009 · Amount on File
Deed Document Number	2020502476
Prior Transfer Date	May 18, 2020
Prior Transfer Doc	0000502476
Record Updated	Jun 8, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	May 21, 2020
Property Address	605 CASCADE CT, LYNDEN, WA 98264-1013
Document Number	2200502476
Instrument Date	May 18, 2020
Instrument	502476
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	605 CASCADE CT LYNDEN WA 982641013, LYNDEN, WA 98264-1013

Mortgage

Document Number	2200502477
Date	May 21, 2020
Instrument	502477

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 20, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	605 CASCADE CT, LYNDEN, WA 98264-1013
Document Number	2190401737
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	605 CASCADE CT LYNDEN WA 982641013, LYNDEN, WA 98264-1013

Mortgage

Document Number	2190401737
Date	Apr 18, 2019
Instrument	401737

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	605 CASCADE CT, LYNDEN, WA 98264-1013
Document Number	2170703145
Instrument Date	Jul 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 9, 2017
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 CASCADE CT LYNDEN WA 982641013, LYNDEN, WA 98264-1013

Mortgage

Document Number	2170703145
Date	Jul 27, 2017
Instrument	703145

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 605 Cascade Ct was $4,133.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,133.00	$566,783 Land $272,825 Building $293,958	$566,783 Land $272,825 Building $293,958
2022		$420,692 Land $153,434 Building $267,258	$420,692 Land $153,434 Building $267,258
2021	$3,141.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 Cascade Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1990)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 1990 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Cascade Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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