Northampton County property record for 605 Carousel Pl, Cape Charles, VA 23310
| Property Type | Single Family Home |
|---|---|
| Details | 6 ba · 3,298 sqft · built 2013 |
| Lot Size | 0.26 acres (11,369 sqft) |
| Owner | Company on Record |
| Last Sale | $1,650,000 (Jul 2022) |
| Tax Bill | $10,546 (2025) |
| Deeds & Mortgages | May 2014 Mortgage Sep 2013 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-18-47 |
| Primary APN | 90-18-47 |
|---|---|
| Alternative APNs |
|
| Full Baths | 6 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 3 Stories |
| Building Area | 3,298 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,369 sqft (0.26 acres) |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 10003917 |
|---|---|
| Street Address | 605 CAROUSEL PL |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-2238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 47 BAYSIDE VILLAGE SECT LOT 47 BAYSIDE VILLAGE SECT |
| Legal Lot Number | 47 |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 930301 |
Source: Northampton County assessment roll, as of August 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company on Record |
|---|---|
| Mailing Address | 2600 LUTHY LANE RD, CAMBRIDGE, MD 21613-3786 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 15, 2014 | Deed of Trust, Mortgage · ARM DRAGAS MORTGAGE COMPANY |
| Sep 25, 2013 | Deed of Trust, Mortgage · Construction Mortgage DRAGAS MORTGAGE COMPANY |
| Apr 3, 2024 | Intrafamily Transfer, Transfer |
| Jul 15, 2022 | Warranty Deed, Transfer · Commercial Mortgage BAY VANGUARD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on Record |
| Deed Sale | Jul 15, 2022 · Amount on Record |
| Prior Sale | Jul 15, 2022 · Amount on Record |
| Deed Document Number | 0220001850 |
| Last Transfer Date | Apr 3, 2024 |
| Transfer Doc | 0240000571 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 605 CAROUSEL PL, CAPE CHARLES, VA 23310-2238 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001400/764 |
|---|---|
| Date | May 15, 2014 |
| Book Page | 1400/764 |
| Name | DRAGAS MORTGAGE COMPANY |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 605 CAROUSEL PL, CAPE CHARLES, VA 23310-2238 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 01300/1803 |
|---|---|
| Date | Sep 25, 2013 |
| Book Page | 1300/1803 |
| Name | DRAGAS MORTGAGE COMPANY |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Apr 3, 2024 |
| Property Address | 605 CAROUSEL PL, CAPE CHARLES, VA 23310-2238 |
| Document Number | 0240000571 |
| Instrument Date | Apr 3, 2024 |
| Instrument | 240000571 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4389 GEORGES LN, CAPE CHARLES, VA 23310-1338 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Jul 15, 2022 |
| Property Address | 605 CAROUSEL PL, CAPE CHARLES, VA 23310-2238 |
| Document Number | 0220001850 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 220001850 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | A AND N TITLE AND SETTLEMENT, A & N TITLE & SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2600 LUTHY LANE RD, CAMBRIDGE, MD 21613-3786 |
| Document Number | 0220001851 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 220001851 |
| Name | BAY VANGUARD BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Northampton County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Cape Charles Town |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,546.00 (+35.31%) | $1,496,000 (+45.87%) Land $499,900 Building $996,100 | |
| 2024 | $1,496,000 (+45.87%) Land $499,900 Building $996,100 | ||
| 2023 | $7,794.00 | $1,025,600 Land $337,400 Building $688,200 | $1,025,600 Land $337,400 Building $688,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 47 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CAPE CHARLES serves 1,342 people · EPA ID VA3131120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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