605 Caramist Cir, Sinking Spring (Reading), PA 19608 Property Records

Berks County property record for 605 Caramist Cir, Sinking Spring, PA 19608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,692 sqft · built 2008
Lot Size	0.02 acres (871 sqft)
Owner	Individual Name on File
Tax Bill	$1,971 (2026)
Deeds & Mortgages	Jul 2026 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4376-15-54-0942`

Property Details

APN / Parcel Number

Primary APN	`4376-15-54-0942`
Alternative APNs	`51-4376-15-54-0942` `001308`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,692 sqft Living Area
Gross Area	2,292 sqft
Basement Area	600 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Lot Area	871 sqft (0.02 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	605 CARAMIST CIR
City	READING
State	PA
Zip	19608-8114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CARAMIST VLG-TWNHSES
Legal Block	54
Legal Lot Number	42
Jurisdiction	BERKS PA
Township / Civil Division	SOUTH HEIDELBERG
Census Block Group	2
Census Block	2000
Census Tract	10702

Owner

605 Caramist Cir is owned and occupied by an individual who acquired it in May 2023.

Source: Berks County records, as of July 17, 2026

Owner of Record	Individual Name on File
Mailing Address	605 CARAMIST CIR, READING, PA 19608-8114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · FHA Mortgage ADVANTAGEFIRST LNDG INC
May 11, 2023	Intrafamily Transfer, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 14, 2023	Intrafamily Transfer, Transfer
May 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2023
Deed Sale	May 11, 2023
Prior Sale	Jul 24, 2012 · Amount on File
Deed Document Number	202313518
Prior Transfer Date	Apr 15, 2023
Prior Transfer Doc	0000013518
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Jul 8, 2026
Property Address	605 CARAMIST CIR, READING, PA 19608-8114
Document Number	0000021998
Instrument Date	Jun 25, 2026
Instrument	202621998
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	FIRST SOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 CARAMIST CIR, READING, PA 19608-8114

Mortgage

Document Number	0000021998,
Date	Jul 8, 2026
Instrument	202621998

Lender

Name	ADVANTAGEFIRST LNDG INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKS PA
Recording Date	May 11, 2023
Property Address	605 CARAMIST CIR, SINKING SPRING, PA 19608-8114
Document Number	0000013518
Map Reference	VOL 303 PG 424
Instrument Date	Apr 15, 2023
Instrument	2023013518
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 CARAMIST CIR, SINKING SPRING, PA 19608-8114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 CARAMIST CIR, SINKING SPRING, PA 19608-8114

Mortgage

Document Number	0000013519
Date	May 11, 2023
Instrument	2023013519

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2043

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKS PA
Recording Date	Apr 14, 2023
Property Address	605 CARAMIST CIR, SINKING SPRING, PA 19608-8114
Document Number	0000010631
Map Reference	MB 303 PG 424
Instrument Date	Mar 23, 2023
Instrument	2023010631
Transaction Type	Transfer
Record Updated	Apr 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 CARAMIST CIR, SINKING SPRING, PA 19608-8114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 CARAMIST CIR, SINKING SPRING, PA 19608-8114

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	605 CARAMIST CIR, SINKING SPRING, PA 19608-8114
Transaction Type	Mortgage
Record Updated	May 16, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018684
Date	May 4, 2022
Instrument	2022018684

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 605 Caramist Cir was $1,971 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	South Heidelberg Township
Unified School District	Conrad Weiser Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,971.00 Homeowner's exemption	$111,900 Land $33,400 Building $78,500	$33,400 Land $33,400
2024	$1,763.00 (-64.68%)	$111,900 (-) Land $33,400 Building $78,500
2023	$4,992.00 Homeowner's exemption	$111,900 Land $33,400 Building $78,500
1994			$111,900 Land $33,400 Building $78,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 Caramist Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Caramist Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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