605 Boulder Ct, Berea, KY 40403 Property Records

Madison County property record for 605 Boulder Ct, Berea, KY 40403

Property Summary

Property TypeOther
OwnerIndividual Name on Record
Last Sale$215,000 (Nov 2021)
Tax Bill$2,027 (2025)
Deeds & MortgagesApr 2021 Mortgage
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0072-0017-0086

Property Details

APN / Parcel Number

Primary APN0072-0017-0086
Alternative APNs
  • 128846
  • 91709
  • 58519

Location & Zoning

Account Number58519
Street Address605 BOULDER CT
CityBEREA
StateKY
Zip40403-8638
Property CategoryOther
Property TypeOther > Miscellaneous
Legal DescriptionSTONEY CREEK LOT 86 UNIT 2 BLK 1
Legal SubdivisionSTONEY CREEK
Legal Block1
Legal Lot Number86
Legal Unit2
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1032
Census Tract10901

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address605 BOULDER CT, BEREA, KY 40403-8638
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2021Deed of Trust, Mortgage · Unknown
WHITAKER BANK INC
Nov 1, 2021Deed, Subdivision Related Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2021 · Amount on Record
Deed SaleNov 1, 2021 · Amount on Record
Deed Document Number2014061708
Deed Book / PageD813 / 523
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address605 BOULDER CT, BEREA, KY 40403-8638
Transaction TypeMortgage
Record UpdatedFeb 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M2041/536
DateApr 9, 2021
Book PageM2041/536
Instrument2014033195
Lender
NameWHITAKER BANK INC
TypeBank
AddressBEREA, KY 40403
Agreement
TypeUnknown
AmountAmount Recorded
Term12 Months
DueApr 8, 2022

November 2021: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateNov 1, 2021
Property Address605 BOULDER CT, BEREA, KY 40403-8638
Document Number00D813/523
Book / PageD813 / 523
Map ReferenceMB 29 PG 37
Instrument DateOct 22, 2021
Instrument2014061708
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 2, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 506, BEREA, KY 40403-0506

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address605 BOULDER CT, BEREA, KY 40403-8638

Mortgage

Document Number2014061709
DateNov 1, 2021
Instrument2014061709
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,027.00 (-2.78%) Additional exemption filed$215,000 (-)$215,000 (-)
2023$2,085.00$215,000$215,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1979–2023)
Claims Outside the SFHA2 of 4
Most Recent ClaimFeb 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people · EPA ID KY0760407
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Windstream
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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