605 Big Bear Ln, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 605 Big Bear Ln, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,259 sqft · built 2022
Lot Size	0.143 acres (6,229 sqft)
Owner	2 Individual Names on Record
Last Sale	$613,500 (Jun 2026)
Tax Bill	$6,014 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2023 Sale & Mortgage + 1 more
APN	`0442005006150`

Property Details

APN / Parcel Number

Primary APN	`0442005006150`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,259 sqft Living Area
1st Floor Area	1,410 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,229 sqft (0.143 acres)
Garage Type	Attached
Garage Area	428 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	605 BIG BEAR LN
City	CHESAPEAKE
State	VA
Zip	23323-1461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD: PLANN
Legal Description	615 CULPEPPER LANDING PH 5
Legal Subdivision	CULPEPPER LANDING
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3002
Census Tract	21301

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	605 BIG BEAR LN, CHESAPEAKE, VA 23323-1461
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Bargain and Sale Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Feb 15, 2023	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Oct 5, 2022	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Prior Sale	Feb 15, 2023 · Amount on Record
Deed Document Number	202614808
Deed Book / Page	10988 / 1247
Record Updated	Oct 29, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 9, 2026
Property Address	605 BIG BEAR LN, CHESAPEAKE, VA 23323-1461
Document Number	0000014808
Book / Page	10988 / 1247
Instrument Date	Jun 5, 2026
Instrument	202614808
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$61,963.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 BIG BEAR LN, CHESAPEAKE, VA 23323-1461

Mortgage

Document Number	0000014809,
Date	Jun 9, 2026
Instrument	202614809

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 15, 2023
Property Address	605 BIG BEAR LN, CHESAPEAKE, VA 23323-1461
Document Number	10638/1228
Book / Page	10638 / 1228
Instrument Date	Feb 13, 2023
Instrument	230003044
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 BIG BEAR LN, CHESAPEAKE, VA 23323-1461

Mortgage

Document Number	0230003045
Date	Feb 15, 2023
Instrument	230003045

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 5, 2022
Property Address	605 BIG BEAR LN, CHESAPEAKE, VA 23323-1461
Document Number	10606/1552
Book / Page	10606 / 1552
Instrument Date	Sep 29, 2022
Instrument	220030658
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4525 SOUTH BLVD STE 100, 100, VIRGINIA BEACH, VA 23452-1147
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$619,100 (+3.98%) Land $160,000 Building $459,100	$619,100 (+3.98%) Land $160,000 Building $459,100
2025	$6,014.00 (+1.59%)	$595,400 (+4.25%) Land $150,000 Building $445,400	$595,400 (+4.25%) Land $150,000 Building $445,400
2024	$5,920.00 (+463.81%)
2023		$571,100 Land $140,000 Building $431,100	$571,100 Land $140,000 Building $431,100
2019	$1,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 73 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	9 (1999–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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