605 Beech Dr, Lusby, MD 20657 Property Records

Calvert County property record for 605 Beech Dr, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,566 sqft · built 1978
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Dec 2020)
Tax Bill	$6,873 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-072536`

Property Details

APN / Parcel Number

Primary APN	`01-072536`
Alternative APNs	`1072536` `072536`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,566 sqft Total Area
Basement Area	1,490 sqft
Finished Basement	1,490 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Block
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
View / Lot	Waterfront
Porch	Slab
Porch Area	1,120 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	072536
Street Address	605 BEECH DR
City	LUSBY
State	MD
Zip	20657-3250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 2 BLK E SEC 1 DRUM POINT
Legal Subdivision	DRUM POINT BEACH
Legal Block	E
Legal Lot Number	2
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2007
Census Tract	861003

Owner

Source: Calvert County assessment roll, as of July 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	605 BEECH DR, LUSBY, MD 20657-3250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Deed of Trust, Mortgage · Line of Credit THE NATIONAL CAPITAL BANK OF WASHINGTON
Dec 3, 2020	Grant Deed, Transfer · Conventional Mortgage RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 2, 2020 · Amount on Record
Deed Sale	Dec 2, 2020 · Amount on Record
Prior Sale	Oct 6, 2008 · Amount on Record
Deed Book / Page	5781 / 79
Prior Transfer Date	Jun 7, 2010
Prior Transfer Doc	0035190412
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	605 BEECH DR, LUSBY, MD 20657-3250
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 MCCENEY AVE, SILVER SPRING, MD 20901-1457

Mortgage

Document Number	0064450015
Date	Jun 12, 2023
Book Page	6445/15

Lender

Name	THE NATIONAL CAPITAL BANK OF WASHINGTON
Type	Bank
Address	WASHINGTON, DC 20003

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 3, 2020
Property Address	605 BEECH DR, LUSBY, MD 20657-3250
Document Number	0057810079
Book / Page	005781 / 000079
Instrument Date	Nov 25, 2020
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	BRENNAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 BEECH DR LUSBY MD 206573250, LUSBY, MD 20657-3250

Mortgage

Document Number	57810085
Date	Dec 3, 2020
Book Page	005781/000085

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2050

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,873.00 (+23.66%)	$600,200 (+12.19%)	$632,800 (+18.28%) Land $297,100 Building $335,700
2023	$5,558.00	$535,000 Land $297,100 Building $237,900	$535,000 Land $297,100 Building $237,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber Intermediate Holdings.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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