605 Bay Bluff E, Daphne, AL 36526 Property Records

Baldwin County property record for 605 Bay Bluff E, Daphne, AL 36526 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,156 sqft · built 1991
Lot Size	0.562 acres (24,500 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Oct 2020)
Tax Bill	$2,781 (2025)
Deeds & Mortgages	May 2023 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-09-42-0-001-011.002`

Property Details

APN / Parcel Number

Primary APN	`43-09-42-0-001-011.002`
Alternative APNs	`377112` `92671`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,156 sqft Heated Area
1st Floor Area	1,622 sqft
Upper Floors Area	1,534 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	24,500 sqft (0.562 acres)
Lot Dimensions	245 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	377112
Street Address	605 BAY BLF E
City	DAPHNE
State	AL
Zip	36526-4057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100' X 245' LOT 3 OAK BLUFF ESTATES UNIT 3 SLIDE 1177-A GR SEC 42-T5S-R2E (WD/SURVIVORSHIP)
Legal Subdivision	OAK BLUFF ESTATES
Legal Block	U-3
Legal Lot Number	3
Legal Unit	3
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	2
Census Block	2005
Census Tract	10800

Owner

Source: Baldwin County records · APN 43-09-42-0-001-011.002

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	605 BAY BLF E, DAPHNE, AL 36526-4057
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 27, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Deed Document Number	20201866819
Prior Transfer Date	Oct 20, 2020
Prior Transfer Doc	0001866819
Record Updated	Jun 08, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	605 BAY BLF E, DAPHNE, AL 36526-4057
Transaction Type	Mortgage
Record Updated	Jun 07, 2023
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 BAY BLF E, DAPHNE, AL 36526-4057

Mortgage

Document Number	0002066016
Date	May 26, 2023
Instrument	2066016

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Oct 27, 2020
Property Address	605 BAY BLF E, DAPHNE, AL 36526-4057
Document Number	0001866819
Instrument Date	Oct 20, 2020
Instrument	1866819
Transaction Type	Transfer
Record Updated	Nov 03, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	635 BAY BUFTEN BUFF LN E DAPHNE AL 36526, DAPHNE, AL 36526

Mortgage

Document Number	1866820
Date	Oct 27, 2020
Instrument	1866820

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	GULF SHORES, AL 36542

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2050

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,781.00 (+23.6%)	$61,440 (+23.13%) Land $18,620 Building $42,820	$614,300 (+23.11%) Land $186,200 Building $428,100
2023	$2,250.00 (+23.76%) Homeowner's exemption	$49,900 (+15.14%)	$499,000 (+15.16%) Land $117,600 Building $381,400
2022	$1,818.00 (+7.13%) Homeowner's exemption	$43,340	$433,300 Land $120,800 Building $312,500
2021	$1,697.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030108002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 66 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	84 (1979–2024)
Claims Outside the SFHA	25 of 84
Most Recent Claim	May 2024, rainfall accumulation
Claims By Storm	Hurricane Katrina, Aug 2005 · 32 claims Hurricane Ivan, Sep 2004 · 8 claims Hurricane Georges, Sep 1998 · 15 claims

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 81% of Alabama
Wildfire Likelihood	About 1 in 529 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 160 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Telapex	Fiber	8,000 / 8,000
AT&T	Fiber	5,000 / 5,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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