Santa Cruz County property record for 605 Atri Ct, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 892 sqft · built 1971 |
| Lot Size | 0.069 acres (3,006 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $369,000 (Oct 2019) |
| Tax Bill | $2,652 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 017-361-32 |
| Primary APN | 017-361-32 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 892 sqft Living Area |
| Gross Area | 1,236 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 3,006 sqft (0.069 acres) |
| Garage Type | Attached |
| Garage Area | 344 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 605 ATRI CT |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-3611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | TRACT 525 BAY VILLAGE |
| Legal Lot Number | 153 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 110102 |
Source: Santa Cruz County records · APN 017-361-32
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 605 ATRI CT, WATSONVILLE, CA 95076-3611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 06, 2023 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Jan 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BAY FCU |
| Oct 09, 2019 | Grant Deed, Transfer · Conventional Mortgage BAY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 09, 2019 · Amount on Record |
| Deed Sale | Oct 09, 2019 · Amount on Record |
| Prior Sale | Aug 13, 1999 · Amount on Record |
| Deed Document Number | 201931097 |
| Prior Transfer Date | Nov 28, 2016 |
| Prior Transfer Doc | 0000047107 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 605 ATRI CT, WATSONVILLE, CA 95076-3611 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 605 ATRI CT, WATSONVILLE, CA 95076-3611 |
| Document Number | 0000006040 |
|---|---|
| Date | Apr 06, 2023 |
| Instrument | 2023-0006040 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | EL PASO, TX 79925 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 605 ATRI CT, WATSONVILLE, CA 95076-3611 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 605 ATRI CT, WATSONVILLE, CA 95076-3611 |
| Document Number | 0000002063 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 2022-0002063 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Address | CAPITOLA, CA 95010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 09, 2019 |
| Property Address | 605 ATRI CT, WATSONVILLE, CA 95076-3611 |
| Document Number | 0000031097 |
| Map Reference | MB 50 PG 55 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 2019-0031097 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 605 ATRI CT, WATSONVILLE, CA 95076-3611 |
| Document Number | 0000031098 |
|---|---|
| Date | Oct 09, 2019 |
| Instrument | 2019-0031098 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,819 (+2%) Land $81,252 Building $101,567 | ||
| 2025 | $2,652.00 (+14.66%) Homeowner's exemption | $179,235 (+4.04%) Land $79,659 Building $99,576 | |
| 2023 | $2,313.00 (+2.16%) Homeowner's exemption | $172,275 Land $76,566 Building $95,709 | $436,500 |
| 2022 | $2,264.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), as of July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871101022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 115 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 19 (2022–2023) |
| Most Recent Claim | Mar 2023 · Severe Winter Storms And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Internet Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 119 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA4410011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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