Santa Rosa County property record for 605 Ard Field Rd, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 4.5 ba · 4,693 sqft · built 2025 |
| Lot Size | 24.3 acres (1,061,906 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $728,000 (Dec 2025) |
| Tax Bill | $2,208 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Dec 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-3N-29-0000-00300-0000 |
| Primary APN | 07-3N-29-0000-00300-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,693 sqft Living Area |
| Gross Area | 6,880 sqft |
| 1st Floor Area | 4,693 sqft |
| Flooring | Wood |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Wood Shingle |
| Lot Area | 1,061,906 sqft (24.3 acres) |
| View / Lot | Woodland |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Shed | 1 Shed |
| Shed Area | 2 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 605 ARD FIELD RD |
|---|---|
| City | JAY |
| State | FL |
| Zip | 32565-9399 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG1 |
| Legal Description | NE4 OF SE4 EXCEPT 2.77 AC IN NW CORN (#4 DB 118 PG 55) & LESS PORT LYING S & E OF POND CREEK AS DES IN OR 4381 PG 929 LESS #3.30 PER SEP REQ (2024) LESS ALL MINERAL RIGHTS |
| Legal Range | 29W |
| Legal Township | 3N |
| Legal Section | 07 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | ALLENTOWN |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 10200 |
605 Ard Field Rd is owned by two individuals who bought it in December 2025.
Source: Santa Rosa County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 650 ARD FIELD RD, JAY, FL 32565-9399 |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2026 | Warranty Deed, Transfer GUARANTEE TITLE |
| Dec 5, 2025 | Warranty Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Oct 1, 2025 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 19, 2024 | Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2025 · Amount on File |
| Deed Sale | Dec 5, 2025 · Amount on File |
| Prior Sale | Oct 1, 2025 · Amount on File |
| Deed Document Number | 202556989 |
| Deed Book / Page | 4686 / 805 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 13, 2026 |
| Property Address | 605 ARD FIELD RD, JAY, FL 32565-9399 |
| Document Number | 0000035148 |
| Book / Page | 4766 / 1165 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202635148 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | GUARANTEE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 5, 2025 |
| Property Address | 605 ARD FIELD RD, JAY, FL 32565-9399 |
| Document Number | 0046860805 |
| Book / Page | 4686 / 805 |
| Instrument Date | Dec 5, 2025 |
| Instrument | 202556989 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,096.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5593 MADELINES WAY, MILTON, FL 32571-6864 |
| Name | Verified Name |
|---|---|
| Address | 6275 FRANK REEDER RD, PENSACOLA, FL 32526-4146 |
| Document Number | 0046860808 |
|---|---|
| Date | Dec 5, 2025 |
| Book Page | 4686/808 |
| Instrument | 202556990 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 1, 2025 |
| Property Address | 605 ARD FIELD RD, JAY, FL 32565-9399 |
| Document Number | 0046640986 |
| Book / Page | 4664 / 986 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 202546132 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $3,003.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5593 MADELINES WAY, MILTON, FL 32571-6864 |
| Name | Verified Name |
|---|---|
| Address | 605 ARD FIELD RD, JAY, FL 32565-9399 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 19, 2024 |
| Property Address | 614 ARD FIELD RD, JAY, FL 32565-9399 |
| Document Number | 0045630971 |
| Book / Page | 4563 / 971 |
| Instrument Date | Nov 18, 2024 |
| Instrument | 202452220 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,494.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5593 MADELINES WAY, MILTON, FL 32571-6864 |
| Name | Verified Name |
|---|---|
| Address | 614 ARD FIELD RD, JAY, FL 32565-9399 |
| Document Number | 0004563974 |
|---|---|
| Date | Nov 19, 2024 |
| Instrument | 4563/974 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2054 |
The 2025 property tax bill for 605 Ard Field Rd was $2,208, up 17.1% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,208.00 (+17.14%) | $204,775 (+24.47%) Land $204,775 | $204,775 (+24.47%) Land $204,775 |
| 2024 | $1,885.00 (+7,754.17%) | $164,516 (+7,734.1%) Land $164,516 | $164,516 (+95.16%) Land $164,516 |
| 2023 | $24.00 | $2,100 (-) Land $2,100 | $84,300 (-) Land $2,100 Building $82,200 |
| 2022 | $24.00 | $2,100 Land $2,100 | $84,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 605 Ard Field Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 605 Ard Field Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
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