605 Amberfield Rd, Frederick, MD 21703 Property Records

Frederick County property record for 605 Amberfield Rd, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	4 ba · 1,932 sqft · built 2010
Lot Size	0.039 acres (1,730 sqft)
Owner	Individual Name on File
Last Sale	$294,000 (Sep 2020)
Tax Bill	$5,014 (2023)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-464276`

Property Details

APN / Parcel Number

Primary APN	`02-464276`
Alternative APN	`464276`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	1,932 sqft Total Area

Exterior

Year Built	Built 2010
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,730 sqft (0.039 acres)
Garage Type	Built-in
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	464276
Street Address	605 AMBERFIELD RD
City	FREDERICK
State	MD
Zip	21703-4572
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 65 PL 7 PH III & IV 1,730 SQ FT BALLENGER CREEK CNT PND
Legal Subdivision	BALLENGER CREEK
Legal Phase	3
Legal Lot Number	65
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2001
Census Tract	751003

Owner

Source: Frederick County records · APN 02-464276

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	605 AMBERFIELD RD, FREDERICK, MD 21703-4572
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 02, 2020 · Amount on Record
Deed Sale	Sep 02, 2020 · Amount on Record
Prior Sale	Dec 23, 2016 · Amount on Record
Deed Document Number	0014035142
Deed Book / Page	14035 / 142
Record Updated	Jun 07, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 02, 2020
Property Address	605 AMBERFIELD RD, FREDERICK, MD 21703-4572
Document Number	0140350142
Book / Page	14035 / 142
Map Reference	MB 87 PG 23
Instrument Date	Aug 14, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	FEE SIMPLE T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	605 AMBERFIELD RD, FREDERICK, MD 21703-4572

Mortgage

Document Number	0014035148
Date	Sep 02, 2020
Instrument	14035/148

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2035

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,014.00	$274,033	$328,300 Land $90,000 Building $238,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217510032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 254 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CITY OF FREDERICK serves 54,000 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.