Berkshire County and Savoy Town property record for 605 Adams Rd, Savoy, MA 01256
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,245 sqft · built 1900 |
| Lot Size | 5.4 acres (235,224 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,116 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Aug 2023 Mortgage + 1 more |
| APN | SAVO M:407 L:1-1 |
| Primary APN | SAVO M:407 L:1-1 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,245 sqft Living Area |
| Gross Area | 2,544 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Shingles |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 235,224 sqft (5.4 acres) |
| Heating System | Space Heater |
|---|---|
| Heating Fuel | Wood |
| Street Address | 605 ADAMS RD |
|---|---|
| City | SAVOY |
| State | MA |
| Zip | 01256-9435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 1-1 |
| Jurisdiction | SAVOY MA |
| Township / Civil Division | SAVOY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 931300 |
Source: Berkshire County and Savoy Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 622 ADAMS RD, SAVOY, MA 01256-9425 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage · Line of Credit ADAMS BANK AND TRUST |
| Aug 1, 2023 | Deed of Trust, Mortgage · ARM ADAMS BANK & TRUST |
| Jul 1, 2022 | Deed of Trust, Mortgage · Line of Credit ADAMS BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAVOY MA |
| Recording Date | May 7, 2026 |
| Property Address | 605 ADAMS RD, SAVOY, MA 01256-9435 |
| Document Number | 0001917-68 |
| Book / Page | 1917 / 68 |
| Instrument Date | May 1, 2026 |
| Instrument | 20262317 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 605 ADAMS RD, SAVOY, MA 01256-9435 |
| Document Number | 0000002317, |
|---|---|
| Date | May 7, 2026 |
| Book Page | 1917/68 |
| Instrument | 20262317 |
| Name | ADAMS BANK AND TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAVOY MA |
| Property Address | 605 ADAMS RD, SAVOY, MA 01256-9435 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001831-338 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 1831/338 |
| Instrument | 3984 |
| Name | ADAMS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Aug 1, 2030 |
| Index | 3-Year CMT |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAVOY MA |
| Property Address | 605 ADAMS RD, SAVOY, MA 01256-9435 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001795-890 |
|---|---|
| Date | Jul 1, 2022 |
| Book Page | 1795/890 |
| Instrument | 4135 |
| Name | ADAMS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Berkshire County and Savoy Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Berkshire County |
| County Subdivision | Savoy Town |
| Elementary School District | Savoy School District (PK - 06) |
| Secondary School District | Hoosac Valley School District in Savoy (7-12) (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,116.00 (+22.2%) | $187,500 (+0.64%) Land $38,300 Building $149,200 | $297,792 |
| 2023 | $2,550.00 | $186,300 Land $33,800 Building $152,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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