605 4th St, Galt, CA 95632 Property Records

Sacramento County property record for 605 4th St, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 990 sqft · built 1930
Lot Size	0.127 acres (5,525 sqft)
Owner	2 Company Names on Record
Last Sale	$389,000 (Apr 2026)
Tax Bill	$3,269 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`150-0284-046-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0284-046-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	990 sqft Living Area
1st Floor Area	990 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,525 sqft (0.127 acres)
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	605 4TH ST
City	GALT
State	CA
Zip	95632-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	W 85 FT OF LOT 3 & N 25 FT OF W 85 FT LOT4 BLK 38 TOWN OF GALT
Legal Subdivision	GALT
Legal Block	38
Legal Lot Number	3,4
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1055
Census Tract	9504

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	13627 CHEROKEE LN, GALT, CA 95632-8326
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 14, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Apr 30, 2026	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN
Apr 14, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Oct 8, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Oct 8, 2019	Grant Deed, Transfer · FHA Mortgage SCENIC OAKS FNDG
Sep 24, 2018	Grant Deed, Transfer TITLE 365
Jul 2, 2018	Trustee's Deed, Foreclosure TITLE 365

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Oct 8, 2019 · Amount on Record
Deed Book / Page	20260430 / 1148
Prior Transfer Date	Jul 3, 1995
Prior Transfer Doc	9507001303
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	605 4TH ST, GALT, CA 95632-1902
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 4TH ST, GALT, CA 95632-1902

Mortgage

Document Number	0000000936
Date	Feb 28, 2022
Instrument	2022022800936

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	605 4TH ST, GALT, CA 95632-1902
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 4TH ST, GALT, CA 95632-1902

Mortgage

Document Number	0000001287
Date	Apr 14, 2021
Instrument	202104141287

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 30, 2026
Property Address	605 4TH ST, GALT, CA 95632-1902
Document Number	2026001148
Book / Page	20260430 / 1148
Instrument Date	Apr 27, 2026
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Tax	$43,217.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	13627 CHEROKEE LN, GALT, CA 95632-8326

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	605 4TH ST, GALT, CA 95632-1902
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 4TH ST, GALT, CA 95632-1902

Mortgage

Document Number	4140000001287
Date	Apr 14, 2021
Book Page	20210414/1287

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 8, 2019
Property Address	605 4TH ST, GALT, CA 95632-1902
Document Number	1910081562
Instrument Date	Oct 3, 2019
Instrument	1910081562
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	605 4TH ST GALT CA 956321902, GALT, CA 95632-1902

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 8, 2019
Property Address	605 4TH ST, GALT, CA 95632-1902
Document Number	1910081563
Instrument Date	Oct 2, 2019
Instrument	1910081563
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$286.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	605 4TH ST GALT CA 956321902, GALT, CA 95632-1902

Mortgage

Document Number	1910081564
Date	Oct 8, 2019
Instrument	1910081564

Lender

Name	SCENIC OAKS FNDG
Type	Funding / Finance Company
Address	MODESTO, CA 95350

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 24, 2018
Property Address	605 4TH ST, GALT, CA 95632-1902
Document Number	1809240222
Instrument Date	Sep 17, 2018
Instrument	1809240222
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Tax	$118.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4016 AVIGNON LN SAN JOSE CA 951351166, SAN JOSE, CA 95135-1166

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 2, 2018
Property Address	605 4TH ST, GALT, CA 95632-1902
Document Number	1807020075
Instrument Date	Jun 26, 2018
Instrument	1807020075
Transaction Type	Foreclosure
Record Updated	Jul 17, 2018
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Tax	$194.65
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 4TH ST GALT CA 956321902, GALT, CA 95632-1902

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$290,029 (+2%) Land $71,112 Building $218,917
2025	$3,269.00 (+4.47%)	$284,343 (+4.04%) Land $69,718 Building $214,625
2024	$3,129.00 (+1.72%)
2023	$3,076.00 (+4.2%)	$273,303 Land $67,011 Building $206,292
2022	$2,952.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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