605 3rd St N, Tower, MN 55790 Property Records

St. Louis County property record for 605 3rd St N, Tower, MN 55790 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.75 ba · 1,554 sqft
Lot Size0.241 acres (10,497 sqft)
OwnerIndividual Name on File
Last Sale$119,900 (Dec 2021)
Tax Bill$1,560 (2026)
Deeds & MortgagesDec 2021 Sale & Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN080-0010-03680

Property Details

APN / Parcel Number

Primary APN080-0010-03680
Alternative APN
  • 1122421

Interior

Bedrooms2 Beds
Full Baths1.75 Baths
Total Rooms2 Rooms
Stories2 Stories
Building Area1,554 sqft Gross Area
1st Floor Area903 sqft
Upper Floors Area1 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialAsbestos
Construction TypeFrame
Lot Area10,497 sqft (0.241 acres)
Garage Area900 sqft

Exterior Amenities

PorchPorch
Porch Area168 sqft
Deck Area72 sqft
Storage Building96 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1122421
Street Address605 3RD ST N
CityTOWER
StateMN
Zip55790-0014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 AND W 1/2 OF LOT 15 SERIAL #
Legal SubdivisionTOWER
Legal Block29
Legal Lot Number14-15
JurisdictionST LOUIS MN
Township / Civil DivisionTOWER
Census Block Group2
Census Block2031
Census Tract15402

Owner

Source: St. Louis County records · APN 080-0010-03680

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address605 3RD ST N, TOWER, MN 55790-0014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 09, 2021Warranty Deed, Transfer · Conventional Mortgage
OLD NATIONAL BANK
Jul 11, 2018Warranty Deed, Transfer
HOME PT FIN'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 09, 2021 · Amount on Record
Deed SaleDec 09, 2021 · Amount on Record
Prior SaleJul 11, 2018 · Amount on Record
Deed Document Number20211432043
Record UpdatedSep 20, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateDec 09, 2021
Property Address605 3RD ST N, TOWER, MN 55790-0014
Document Number0001432043
Instrument DateNov 30, 2021
Instrument1432043
Transaction TypeTransfer
Record UpdatedFeb 11, 2022
Title CompanyPAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$395.67
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 3RD ST N, TOWER, MN 55790-0014

Mortgage

Document Number0001432044
DateDec 09, 2021
Instrument1432044
Lender
NameOLD NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJul 11, 2018
Property Address605 3RD ST N, TOWER, MN 55790-0014
Document Number00A1336273
Instrument DateJul 09, 2018
InstrumentA1336273
Transaction TypeTransfer
Record UpdatedJul 30, 2018
Title CompanyNORTHEAST TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$343.20
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 531 TOWER MN 557900531, TOWER, MN 55790-0531

Mortgage

Document NumberA1336275
DateJul 11, 2018
InstrumentA1336275
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
AmountAmount Recorded
Term360 Months
DueJul 10, 2048

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityTower City
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,560.00 (+0.26%) Homeowner's exemption
2025$1,556.00 (-7.71%) Homeowner's exemption$154,200 (+4.61%) Land $8,900 Building $145,300$154,200 (+4.61%) Land $8,900 Building $145,300
2024$1,686.00$147,400 (+31.96%) Land $8,900 Building $138,500$147,400 (+31.96%) Land $8,900 Building $138,500
2022$111,700 Land $8,100 Building $103,600$111,700 Land $8,100 Building $103,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 44% of the US · above 73% of Minnesota
Wildfire LikelihoodAbout 1 in 1,961 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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