Gaston County property record for 605 2nd St, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,456 sqft · built 1920 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,379 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage May 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08004 05404 |
| Primary APN | 08004 05404 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Heated Area |
| Interior Walls | Paneling |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Porch | Porch |
| Porch Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 605 2ND ST |
|---|---|
| City | STANLEY |
| State | NC |
| Zip | 28164-1509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 08 004 054 04 000 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | RIVERBEND |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 30205 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 605 2ND ST, STANLEY, NC 28164-1509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| May 16, 2022 | Intrafamily Transfer, Transfer |
| Jun 1, 2018 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Jul 15, 2017 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 1986 |
| Deed Sale | Mar 1, 1986 |
| Deed Book / Page | 1770 / 831 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jun 30, 2026 |
| Property Address | 605 2ND ST, STANLEY, NC 28164-1509 |
| Document Number | 5652000822 |
| Book / Page | 5652 / 822 |
| Instrument Date | Jun 25, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | FIRST SOURCE TITLE |
| Name | Verified Name |
|---|---|
| Address | 605 2ND ST, STANLEY, NC 28164-1509 |
| Document Number | 5652000822, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 5652/822 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 16, 2022 |
| Property Address | 605 2ND ST, STANLEY, NC 28164-1509 |
| Document Number | 0053361824 |
| Book / Page | 5336 / 1824 |
| Instrument Date | May 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 605 2ND ST, 605, STANLEY, NC 28164-1509 |
| Name | Verified Name |
|---|---|
| Address | 605 2ND ST, STANLEY, NC 28164-1509 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 605 2ND ST, STANLEY, NC 28164-1509 |
| Document Number | 0049820450 |
| Instrument Date | Jun 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 605 2ND ST STANLEY NC 281641509, STANLEY, NC 28164-1509 |
| Document Number | 0049820450 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 004982/000450 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 605 2ND ST, STANLEY, NC 28164-1509 |
| Document Number | 0049242426 |
| Book / Page | 004924 / 002426 |
| Instrument Date | Jul 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 605 2ND ST STANLEY NC 281641509, STANLEY, NC 28164-1509 |
| Document Number | 0049242426 |
|---|---|
| Date | Jul 27, 2017 |
| Book Page | 004924/002426 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2047 |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Stanley Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,379.00 | $126,660 (-) Land $18,500 Building $108,160 | |
| 2025 | $1,379.00 (-1.01%) | $126,660 (-) Land $18,500 Building $108,160 | |
| 2023 | $1,393.00 | $126,660 Land $18,500 Building $108,160 | |
| 2021 | $82,990 Land $14,000 Building $68,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF STANLEY serves 5,750 people · EPA ID NC0136035 |
|---|---|
| Water Source | Purchased surface water from CITY OF MOUNT HOLLY |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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