605 15th Ave, Rock Falls, IL 61071 Property Records

Whiteside County property record for 605 15th Ave, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$57,000 (Jul 2023)
Tax Bill	$672 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1129476003`

Property Details

APN / Parcel Number

Primary APN	`1129476003`
Alternative APNs	`107986` `115796`

Exterior

Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	142 ft deep x 50 ft wide

Location & Zoning

Account Number	115796
Street Address	605 15TH AVE
City	ROCK FALLS
State	IL
Zip	61071-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DL & JW MARTINS ADD LT 12 BLK 10 240500X
Legal Subdivision	DL & JW MARTINS ADDITION
Legal Block	10
Legal Lot Number	12
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	1
Census Block	1015
Census Tract	1600

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	605 15TH AVE, ROCK FALLS, IL 61071-1054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Mar 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY STATE BANK OF ROCK FALLS
Dec 29, 2021	Warranty Deed, Transfer
Nov 22, 2021	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	Dec 29, 2021 · Amount on Record
Deed Document Number	20233747
Prior Transfer Date	Nov 10, 2021
Prior Transfer Doc	0000008281
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 31, 2023
Property Address	605 15TH AVE, ROCK FALLS, IL 61071-1054
Document Number	0000003747
Instrument Date	Jul 28, 2023
Instrument	2023-03747
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 15TH AVE, ROCK FALLS, IL 61071-1054

Mortgage

Document Number	0000003748
Date	Jul 31, 2023
Instrument	2023-03748

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	605 15TH AVE, ROCK FALLS, IL 61071-1054
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001560
Date	Mar 16, 2022
Instrument	2022-01560

Lender

Name	COMMUNITY STATE BANK OF ROCK FALLS

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Dec 29, 2021
Property Address	605 15TH AVE, ROCK FALLS, IL 61071-1054
Document Number	0000009223
Instrument Date	Dec 27, 2021
Instrument	2021-09223
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 SCOTT ST, ROCK FALLS, IL 61071-2052

November 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	WHITESIDE IL
Recording Date	Nov 22, 2021
Property Address	605 15TH AVE, ROCK FALLS, IL 61071-1054
Document Number	0000008281
Instrument Date	Nov 10, 2021
Instrument	2021-08281
Transaction Type	Foreclosure
Record Updated	Dec 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 E KNOX ST, MORRISON, IL 61270-2809

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Municipality	Rock Falls City
Elementary School District	Rock Falls Elementary School District 13 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$672.00 (-4%)	$12,124 (+25.12%) Land $3,990 Building $8,134
2024			$36,372 (+25.12%) Land $11,970 Building $24,402
2022	$1,120.00	$9,690 Land $3,189 Building $6,501	$29,070 Land $9,567 Building $19,503

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband, T-Mobile.

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