605 12th St, Bellingham, WA 98225 Property Records

Whatcom County property record for 605 12th St, Bellingham, WA 98225

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,433 sqft · built 1904
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Company Names on Record
Tax Bill	$7,874 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jan 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`370201-134432-0000`

Property Details

APN / Parcel Number

Primary APN	`370201-134432-0000`
Alternative APNs	`558968` `15923`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,433 sqft Living Area
Gross Area	1,497 sqft
1st Floor Area	804 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1969
Architectural Style	Multi-Level
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Porch	Enclosed Porch
Porch Area	144 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	15923
Street Address	605 12TH ST
City	BELLINGHAM
State	WA
Zip	98225-6122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS7.2
Legal Description	TOWN OF BELLINGHAM LOTS 9-10 BLK 17
Legal Range	02
Legal Township	37
Legal Section	01
Legal Subdivision	TOWN OF BELLINGHAM
Legal Block	17
Legal Lot Number	9-10
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1044
Census Tract	1102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Hill Historic District listed 2010 · 498 contributing resources · NRIS 09001296

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Whatcom County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	605 12TH ST, BELLINGHAM, WA 98225-6122
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jan 5, 2023	Intrafamily Transfer, Transfer
Aug 15, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 15, 2019	Quit Claim Deed, Transfer AMROCK INC
Feb 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 30, 2020
Transfer Doc	0000000230
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Jan 5, 2023
Property Address	605 12TH ST, BELLINGHAM, WA 98225-6122
Document Number	0000100228
Map Reference	VOL 1 PG 16
Instrument Date	Jul 30, 2020
Instrument	2023-0100228
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property

Mortgage

Document Number	0000100229
Date	Jan 5, 2023
Instrument	2023-0100229

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Aug 1, 2050

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Jan 5, 2023
Property Address	605 12TH ST, BELLINGHAM, WA 98225-6122
Document Number	0000100230
Map Reference	MB 1 PG 16
Instrument Date	Jul 30, 2020
Instrument	2023-0100230
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

August 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 15, 2019
Property Address	605 12TH ST, BELLINGHAM, WA 98225-6122
Document Number	2190801840
Instrument Date	Jul 26, 2019
Instrument	801840
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	605 12TH ST BELLINGHAM WA 982256122, BELLINGHAM, WA 98225-6122

Mortgage

Document Number	2190801841
Date	Aug 15, 2019
Instrument	801841

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 15, 2019
Property Address	605 12TH ST, BELLINGHAM, WA 98225-6122
Document Number	2190801842
Instrument Date	Jul 26, 2019
Instrument	801842
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	605 12TH ST BELLINGHAM WA 982256122, BELLINGHAM, WA 98225-6122

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Feb 28, 2019
Property Address	605 12TH ST, BELLINGHAM, WA 98225-6122
Document Number	2190202139
Instrument Date	Feb 26, 2019
Instrument	202139
Transaction Type	Transfer
Record Updated	Mar 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	605 12TH ST BELLINGHAM WA 982256122, BELLINGHAM, WA 98225-6122

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	605 12TH ST, BELLINGHAM, WA 98225-6122
Document Number	2170602714
Instrument Date	Jun 15, 2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	605 12TH ST BELLINGHAM WA 982256122, BELLINGHAM, WA 98225-6122

Mortgage

Document Number	2170602714
Date	Jun 22, 2017
Instrument	602714

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,874.00 (+29.81%)	$898,517 (+5.93%) Land $604,500 Building $294,017	$898,517 (+5.93%) Land $604,500 Building $294,017
2022		$848,238 Land $595,680 Building $252,558	$848,238 Land $595,680 Building $252,558
2021	$6,066.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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