60495 Umatilla Cir, Bend, OR 97702 Property Records

Deschutes County property record for 60495 Umatilla Cir, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,316 sqft · built 1998
Lot Size	0.489 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$122,250 (Dec 1998)
Tax Bill	$2,908 (2025)
Deeds & Mortgages	Jul 2018 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181124 DC 03500`

Property Details

APN / Parcel Number

Primary APN	`181124 DC 03500`
Alternative APNs	`R1003181124D002900` `107328`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,316 sqft Living Area
1st Floor Area	1,316 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Other
Lot Area	21,344 sqft (0.489 acres)
Garage Type	Mixed
Garage Area	506 sqft
Deck Area	479 sqft

Location & Zoning

Account Number	107328
Old Parcel Number	R1003181124D002900
Street Address	60495 UMATILLA CIR
City	BEND
State	OR
Zip	97702-7951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:16 BLK:J SUBD:DESCHUTES RIVER WOODS SEC/TWN/RNG/MER:SEC 24 TWN 18 RNG 11 MAP REF:181124-DC
Legal Range	11E
Legal Township	18S
Legal Section	24
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	DESCHUTES RIVER WOODS
Legal Block	J
Legal Lot Number	16
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	2
Census Block	2001
Census Tract	401

Owner

60495 Umatilla Cir is owned and occupied by two individuals who bought it in December 1998.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	60495 UMATILLA CIR, BEND, OR 97702-7951
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage ONPOINT COMMUNITY CU
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONPOINT COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 1998 · Amount on File
Deed Sale	Dec 29, 1998 · Amount on File
Deed Document Number	9985291340
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	60495 UMATILLA CIR, BEND, OR 97702-7951
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030812
Date	Jul 30, 2018
Instrument	2018-30812

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	60495 UMATILLA CIR, BEND, OR 97702-7951
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021788
Date	May 14, 2020
Instrument	2020-21788

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 60495 Umatilla Cir was $2,908, up 4.4% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,908.00 (+4.42%)	$189,740 (+3%)	$592,590 (-5.32%) Land $274,840 Building $317,750
2024	$2,785.00 (+6.1%)	$184,220 (+3%)	$625,890 (+5.72%) Land $285,500 Building $340,390
2023	$2,625.00	$178,860	$592,000 Land $270,700 Building $321,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 60495 Umatilla Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 60495 Umatilla Cir is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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