6049 White Oak Dr, Mentor, OH 44060 Property Records

Lake County property record for 6049 White Oak Dr, Mentor, OH 44060

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,236 sqft · built 1986
Lot Size	1.03 acres (44,997 sqft)
Owner	2 Individual Names on File
Last Sale	$413,000 (Aug 2023)
Tax Bill	$10,493 (2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-D-101-F-00-003-0`

Property Details

APN / Parcel Number

Primary APN	`16-D-101-F-00-003-0`
Alternative APN	`60`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,236 sqft Living Area
1st Floor Area	1,102 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	44,997 sqft (1.03 acres)
Lot Dimensions	450 ft deep x 100 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	190 sqft
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	60
Street Address	6049 WHITE OAK DR
City	MENTOR
State	OH
Zip	44060-2157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 9 & 10 TRACT 11
Legal Subdivision	WHITE OAK VILLAGE
Legal Tract	11
Legal Lot Number	6 10
Jurisdiction	LAKE OH
Township / Civil Division	MENTOR
Census Block Group	3
Census Block	3014
Census Tract	202700

Owner

6049 White Oak Dr is owned by two individuals who bought it in August 2023.

Source: Lake County records, as of April 25, 2024

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	6049 WHITE OAK DR, MENTOR, OH 44060-2157
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Warranty Deed, Transfer · Conventional Mortgage WEICHERT FINANCIAL SERVICES
May 17, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 4, 2020	Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Dec 19, 2019	Survivorship Deed, Transfer · FHA Mortgage HOWARD HANNA MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 31, 2023 · Amount on File
Deed Sale	Aug 31, 2023 · Amount on File
Prior Sale	Dec 19, 2019 · Amount on File
Deed Document Number	483842
Record Updated	Jun 7, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Aug 31, 2023
Property Address	6049 WHITE OAK DR, MENTOR, OH 44060-2157
Document Number	0000017313
Map Reference	VOL 5 PG 5
Instrument Date	Aug 30, 2023
Instrument	2023R017313
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	144 SEMINOLE DR, PITTSBURGH, PA 15228-1529

Mortgage

Document Number	0000017314
Date	Aug 31, 2023
Instrument	2023R017314

Lender

Name	WEICHERT FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	6049 WHITE OAK DR, MENTOR, OH 44060-2157
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6049 WHITE OAK DR, MENTOR, OH 44060-2157

Mortgage

Document Number	0000009130
Date	May 17, 2023
Instrument	2023R009130

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	6049 WHITE OAK DR, MENTOR, OH 44060-2157
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036134
Date	Dec 4, 2020
Instrument	2020R036134

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

December 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAKE OH
Recording Date	Dec 19, 2019
Property Address	6049 WHITE OAK DR, MENTOR, OH 44060-2157
Document Number	0000031481
Map Reference	VOL 5 PG 5
Instrument Date	Dec 19, 2019
Instrument	2019R031481
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	ENTERPRISE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6049 WHITE OAK DR, MENTOR, OH 44060-2157

Mortgage

Document Number	0000031482
Date	Dec 19, 2019
Instrument	2019R031482

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Mentor City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$10,493.00 (+119.89%) Homeowner's exemption	$100,990 (-) Land $23,840 Building $77,150
2022	$4,772.00 Homeowner's exemption	$100,990 Land $23,840 Building $77,150
2021			$288,530 Land $68,110 Building $220,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6049 White Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6049 White Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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